FHA VS Conventional loan programs in Morro-Bay, San Luis Obispo County, California
In 2025, the Conventional loan limit in Morro-Bay, located in San Luis Obispo county of CA, is $805,000. Meanwhile, the FHA limit for a single-family residence is $805,000.
Utilize the Lendersa® Conventional loan calculator to explore and compare today's optimal rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. See a side-by-side display of Conforming Conventional, USDA, FHA, and VA options to help choose the most appropriate program in CA for your financial demands.
2025 Loan Limits and Down Payment Requirements in Morro-Bay, San Luis Obispo County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$561,200
0%
FHA
$805,000
3.5%
This comparison table applies to the zip codes: 93442, 93443
Conventional and FHA Loan Options in Morro-Bay, CA
At Lendersa®, our aim is to promptly connect you with the best possible Conventional, USDA, or FHA loan without hassle. You can start by selecting one of the three pathways that link you with matching lenders and loan options.
877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702
EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.
18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
"LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender.
Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
CORE Financial, is ready to give you and your loan the service and attention it deserves. We have 15 years of experience at your service. We make it our mission to keep you headache-free during your entire loan process. Whether this is your first financing, a loan for remodeling, refinancing your home, or just simple debt consolidation
1700 34th Street South, Saint Petersburg, FL, 33711
Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
