FHA VS Conventional loan in Morro-Bay, San Luis Obispo County, California

In 2024, Convetional loan limit in Morro-Bay, county of San Luis Obispo, CA is $805,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Morro-Bay, county of San Luis Obispo, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $561,200 0%
FHA $805,000 3.5%

The comparison table applies to zip codes: 93442, 93443

Conventional and FHA loan options in Morro-Bay, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Union Bank
  • 933 Fourth Ave, Lake Odessa, MI, 48849
  • Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.
  • Grand Trunk (Battle Creek) Employees Federal Credit Union
  • 1275 North Raymond Road, Battle Creek, MI, 49014
  • Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
  • Kellogg Community Credit Union
  • 41 2nd St, Battle Creek, MI, 49014
  • Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
  • First National Bank of Kentucky
  • 604 Highland Ave, Carrollton, KY, 41008
  • Founded in 1881, our first location opened in Carrollton, KY. As that community grew, our bank grew with it. Today, FNBKY operates throughout Carroll County and its surrounding area while staying firmly rooted in our tradition of community banking. The First National Bank of Kentucky is a community-based financial institution.
  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
  • Middle Tennessee Federal Credit Union
  • 1255 East Spring Street, Cookeville, TN, 38501
  • We are a not-for-profit federally chartered and insured financial institution. Not-for-profit means that there are no outside investors and our Board of Directors is elected by the membership. They donate their time and expertise to serve you, the member. Further, all the credit union’s earnings are returned to you, our member-owner.
  • Skyway Financial
  • 905 W Broad St, Suite A4, Cookeville, TN, 38501
  • At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • GUARANTY MORTGAGE SERVICES, LLC
  • 312 E Broad St, Suite B, Cookeville, TN, 38501
  • "We offer hundreds of loan programs and mortgage choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
  • Seagrave Mortgage
  • 530 W Jackson St, Cookeville, TN, 38501
  • Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts