FHA VS Conventional loan in Cambria, San Luis Obispo County, California
For 2025, within Cambria, San Luis Obispo county in CA, the Conventional loan limit is set at $911,950, whereas the FHA's upper limit for a single-family home is $911,950.
Lendersa® provides a comprehensive calculator for Conventional loans, allowing you to compare today's top rates for Conventional, FHA, and USDA loans. Through this tool, you can gauge the income, credit score, reserve needs, and required documents essential for qualification. Our state-of-the-art mortgage calculator puts Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program for your specific financial needs in CA.
2025 Loan Limits and Minimal Down Payments in Cambria, San Luis Obispo, CA
Loan Type
Allowed Limit
Initial Down Payment
Conventional Conforming
$911,950
3%
USDA
$644,000
0%
FHA
$911,950
3.5%
Relevant for ZIP codes: 93428
Consider Your Conventional and FHA Loan Possibilities in Cambria, CA
Lendersa® strives to connect you with the best available Conventional, USDA, or FHA loans quickly and effortlessly. Choose from three starting options that lead to suitable lenders and loan programs tailored to your needs.
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