FHA VS Conventional loan programs in Templeton, San Luis Obispo County, California
In 2026, within Templeton, county of San Luis Obispo, CA, the loan limit for a Conventional loan is set at $911,950. Meanwhile, the FHA limit for a single-family home reaches $911,950.
Leverage Lendersa®'s Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents needed for qualification. This tool allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you select the best program in CA that fits your financial scenario.
Insights into Loan Limits and Downpayment Requirements for 2026 in Templeton, San Luis Obispo, CA
Loan Type
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$911,950
3%
USDA
$644,000
0%
FHA
$911,950
3.5%
This table is applicable for these zip codes: 93446, 93465
Diverse Options for Conventional and FHA Loans in Templeton, CA
The objective of Lendersa® is to streamline the process for you to get the best Conventional, USDA, or FHA loan swiftly and easily. Choose one of three starting pathways that align with appropriate lenders and loan offerings to meet your needs.
Neighborhood Credit Union is in the business of helping others achieve their financial goals through free Rewards Checking and Prize Savings accounts, auto & personal loans, mortgages & refinancing, credit cards, money markets, IRAs, CDs & more. NCU offers the convenience of larger banks with online & mobile banking, direct deposit.
For many customers we unfortunately do not get to meet face to face, that is why we have created an electronic and easy way to do business. From the time we first speak on the phone, exchange an email or you just apply online, you will be dedicated to just one individual from start to finish. You will be able to contact that individual 24/7!
D&H Lending, Inc We want you to understand exactly who we are and what we can offer before you invest one minute or one dollar with our home loan process. Shopping for a home loan with multiple companies can be extremely overwhelming and difficult. And most companies cannot tell you what they can offer without running a full loan application.
Southwest Funding began operations in 1993 under the name Dallas Residential Mortgage. We enjoyed great success early on and before long we were serving the entire state of Texas. This growth caused us to change our name to Texas Residential Mortgage. As we continued to grow and thrive in the industry.
5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230
American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative. The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets.
Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
"Capital City Mortgage is a mortgage brokerage company based in Austin, Texas. We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."
