Explore the differences! FHA VS Conventional loan programs in North-El-Monte, Los Angeles County, California

For the year 2025, the Conventional loan limit in North-El-Monte, found in the county of Los Angeles, CA, is set at $970,800, whereas the FHA limit for a single-family dwelling is $970,800.

Use the Lendersa® Conventional loan calculator to effectively compare today’s rates across Conventional, FHA, and USDA loans. This tool will help you determine the required income, credit, reserves, and documentation needed for qualifying. Thanks to our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in the selection of the best program in CA tailored for your personal financial standing.

Compare loan offers from an array of 100 lenders

2025 loan limits and downpayment requirements for North-El-Monte, within the county of Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The applicable zip codes for this comparison table are: 91780, 91006

Explore Conventional and FHA loan alternatives in North-El-Monte, CA

At Lendersa®, our mission is to facilitate your acquisition of the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Choose from three initial pathways that align you with lenders and loan schemes.

Lendersa USDA loan request and matching results


  • Eagle Home Mortgage
  • 15131 Alton Parkway Suite 235, Irvine, CA, 92618
  • Eagle Home Mortgage has offered full-service home lending and refinancing options to customers. It is Eagle’s mission to remove the barriers to homeownership by providing every customer with an elite team of mortgage advisors, a competitive financial package, and the industry's best digital mortgage experience.
  • Ryan Grant Team - A Professional Mortgage Experience
  • 100 Spectrum Center Dr #750, Irvine, CA, 92618
  • The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business.
  • PSG Capital Partners Inc.
  • 16441 Scientific Way, Irvine, CA, 92618
  • PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc.
  • Carlyle Capital
  • 3 Park Plaza, Suite 780, Irvine, CA, 92618
  • Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate,typically as short-term bridge loans to acquire, refinance,re-purpose, or develop real estate holdings.Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.
  • LNDR
  • 300 Spectrum Center, Suite 400, Irvine, CA, 92618
  • LNDR can offer help to these entrepreneurial homeowners with our short-term Private Money Financing which offers quick cash for business purposes secured with residential real estate and also provides equity-based private money & alternative documentation loans for residential properties throughout California and Colorado
  • KS Capital, Inc.
  • 16520 Bake Parkway, Suite 105, IRVINE, CA, 92618
  • Parse Mortgage is a California only Southern California Lender property.up to 60% LTV of After Renovation ValueRates as low as 9.95%Must have mimimum 5 flips successfully sold within last 24 monthsBorrower must have liquid funds in excess of amount required to renovate property Maximum Loan Amount.
  • PSG CAPITAL PARTNERS INC.
  • 16441 Scientific Way, Suite #250, Irvine, CA, 92618
  • PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc. has a large portfolio lender base we have the
  • United Mortgage Corporation of America
  • 18274 Cumulus Ct, Santa Clarita, CA, 91350
  • The United Mortgage Corporation of America team is committed to providing clients with the highest quality financial services combined with offer an array of complimentary mortgage tools available on the Internet – with 24/7 access for easy, convenient, online pre-approvals and applications for jumbo, conventional, FHA and VA loan programs.
  • Great Western Home Loans Inc
  • 21080 Centre Pointe Parkway, Santa Clarita, CA, 91350
  • Great Western is at the forefront of providing cutting edge mortgage products to its clients with speed and integrity and also We are experts in lending options for new homes, existing homes, Refinancing, second homes, rentals, tourist visa/foreign buyers financing programs and Home Loans We are experts in lending options for new homes.
  • America Capital Funding Inc
  • 28419 Connick Place, Saugus, CA, 91350
  • We are a full-service mortgage company based in Santa Clarita, California. We specialize in Construction, FHA, Jumbo and VA mortgage loans as well as Commercial Loans in Santa Clarita. We also serve the surrounding cities in Los Angeles County and the entire State of California and Idaho.
  • Multi Real Estate Services
  • 8434 Moorcroft Ave, West Hills, CA, 91304
  • Multi Real Estate Services is a mortgage broker with operations in one state. Multi Real Estate Services offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and construction mortgages. Ron Henderson is President of Multi Real Estate Services, Inc Los Angeles, California.