FHA VS Conventional loan programs in 2026 for North-Richmond, Contra Costa County, California
In 2026, the conventional loan limit in North-Richmond, within the county of Contra Costa, CA, is $970,800. Conversely, the FHA limit for a single-family home amounts to $970,800.
Utilize the Lendersa® Conventional loan calculator to explore and assess the current best rates between Conventional, FHA, and USDA options. This tool helps you identify the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the most suitable program for your financial situation in CA.
2026 Loan Limits and Downpayment Requirements in North-Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table comparison is relevant for the following zip codes: 94801
Conventional and FHA Loan Options in North-Richmond, CA
The objective of Lendersa® is to quickly obtain the most advantageous Conventional, USDA, or FHA loan with minimal hassle. Begin by selecting one of three strategies that connect you with matching lenders and loan programs.
141 North Belair Road, Suite 102, Evans, GA, 30809
Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.
We are a full service credit union servicing nearly 15, 000 members. The philosophy of Tri Boro Federal Credit Union is to offer quality service and products to our members. Our belief is you do not have to pay high prices to deposit or access your own funds. We offer numerous financial services that hopefully will meet your every need.
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
When we opened our doors in 1900, we did so with the aim of being a bank committed to the community in which we served and lived. Since then we have grown from one small office in Emlenton, Pennsylvania, to 20 community offices located in ten counties across western Pennsylvania and West Virginia.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
