FHA VS Conventional loan programs in 2025 for North-Richmond, Contra Costa County, California
In 2025, the conventional loan limit in North-Richmond, within the county of Contra Costa, CA, is $970,800. Conversely, the FHA limit for a single-family home amounts to $970,800.
Utilize the Lendersa® Conventional loan calculator to explore and assess the current best rates between Conventional, FHA, and USDA options. This tool helps you identify the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the most suitable program for your financial situation in CA.
2025 Loan Limits and Downpayment Requirements in North-Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table comparison is relevant for the following zip codes: 94801
Conventional and FHA Loan Options in North-Richmond, CA
The objective of Lendersa® is to quickly obtain the most advantageous Conventional, USDA, or FHA loan with minimal hassle. Begin by selecting one of three strategies that connect you with matching lenders and loan programs.
Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.
We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
3155 S. Price Road, Suite 105, Chandler, AZ, 85248
Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
"With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.
Through working with Union Home Mortgage, a Direct Lender,"
We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
