Explore the differences! FHA VS Conventional loan programs in North-Richmond, Contra Costa County, California
In 2025, the conventional loan limit in North-Richmond, within the county of Contra Costa, CA, is $970,800. Conversely, the FHA limit for a single-family home amounts to $970,800.
Utilize the Lendersa® Conventional loan calculator to explore and assess the current best rates between Conventional, FHA, and USDA options. This tool helps you identify the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the most suitable program for your financial situation in CA.
2025 Loan Limits and Downpayment Requirements in North-Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table comparison is relevant for the following zip codes: 94801
Conventional and FHA Loan Options in North-Richmond, CA
The objective of Lendersa® is to quickly obtain the most advantageous Conventional, USDA, or FHA loan with minimal hassle. Begin by selecting one of three strategies that connect you with matching lenders and loan programs.
I have been involved in real estate for over 35 years. My vast experience has provided me with extensive knowledge of the entire loan process. Today, as a licensed Mortgage Broker and Loan Officer, I am able to provide a wealth of information to my clients. As a true mortgage professional, I’m looking to build relationships so my clients
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Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members
CashinaMoment, Oregon, is a trusted and leading provider of online payday loan solutions. For years, we have been providing emergency payday loans to people from all over America. Our objective is to help all people who conventional lenders ignore. We are focused on helping people with credit problems and everyday jobs.
2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
SkyView Mortgage. We are a full service mortgage company based in Ventura, California. We specialize in Conventional No Cost Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
2419 East Harbor Boulevard, Suite 29, Ventura, CA, 93001
Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriad of loan programs including conventional financing, FHA 3.5% down payment financing, super Jumbo loans, and “Niche” products for self-employed borrowers.
People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses.
