FHA VS Conventional loan programs in East-Richmond-Heights, Contra Costa County, California

For 2026, the Conventional loan limit in East-Richmond-Heights, located in Contra Costa county, CA, is $970,800; meanwhile, the FHA limit for a single-family home is $970,800.

Explore today's Conventional loan rates at Lendersa
Comparison of loan calculators

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. This tool helps you determine the income, credit, reserves, and necessary documents needed for qualification. With our advanced mortgage calculator, compare side by side Conforming Conventional, USDA, FHA, and VA loans to identify the best program for your financial requirements in CA.

Compare loan offers from over 100 different lenders

Loan Limits and Down Payment Necessities for 2026 in East-Richmond-Heights, Contra Costa County, CA

Type of Loan Maximum Loan Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to these zip codes: 94805

Conventional and FHA Loan Opportunities in East-Richmond-Heights, CA

The aim of Lendersa® is to quickly and easily secure you the best possible Conventional, USDA, or FHA loan. You can start by selecting one of three approaches that connect you with well-suited lenders and loan programs.

  1. Submit the ultimate request optimized for Conventional/USDA/FHA lending
  2. Review USDA, FHA, and Conventional rates and terms initially
  3. Search the largest directory of Conventional lenders
Results from Lendersa's USDA loan requests



  • Carlyle Financial
  • 1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105

  • Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.


  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105

  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.

    Dedicated financing experts always on your side to help you scale
    Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'

  • Exception Lending
  • 315 Montgomery Street, 10th Floor, San Francisco, CA, 94104

  • With over 10 years experience as a San Francisco mortgage lender, my goal with every client is to listen, work in close communication with you and your Realtor, and provide you the right mortgage products and high attention service that you need to be successful in today's market.

  • Capital Bridge Partners, Inc
  • One Sansome Street, Suite 1500, San Francisco, CA, 94104

  • Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.

  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104

  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans.
    "

  • Gandi Mortgage
  • 68 Lynch Street, San Francisco, CA, 94109

  • A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. and We use the most advanced technology available to close loans quickly.

  • Property Capital Associates
  • 1000 North Point Street, Suite 1603, San Francisco, CA, 94109

  • "Property Capital Associates is dedicated to
    ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process
    regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.

  • Equity Bridge Capital
  • 1200 Gough Street, Suite 900, San Francisco, CA, 94109

  • Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.

  • Plum Lending
  • 445 Bush Street, Suite 500, San Francisco, CA, 94108

  • Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.

  • SunnyHill Financial Inc
  • 600 California St, Suite 15-007, San Francisco, CA, 94108

  • SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.

  • First Capital Group, Inc.
  • 3230 Scott Street, Suite 201, San Francisco, CA, 94123

  • At First Capital Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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