FHA VS Conventional loan programs in 2026 for Montalvin-Manor, Contra Costa County, California

In the year 2026, the Conventional loan cap in Montalvin-Manor, located in Contra Costa county, CA, is established at $970,800. Concurrently, the FHA cap for a single-family house is set at $970,800.

Utilize the Lendersa® Conventional loan calculator to assess today’s top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare Conforming, Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program for your specific financial needs in CA.

Examine loan offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in Montalvin-Manor, Contra Costa County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 94806

Exploring Conventional and FHA Loan Options in Montalvin-Manor, CA

Lendersa®'s mission is to ensure you quickly acquire the best possible loans, whether Conventional, USDA, or FHA, without unnecessary complications. Choose from three initial paths that lead to matching lenders and loan programs.

Results of USDA loan requests and matching with Lendersa


  • Venstar Financial
  • 2603 Camino Ramon, Suite 417, San Ramon, CA, 94583
  • At Venstar Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • CNA Equity Group, Inc.
  • 2410 Camino Ramon, Suite 324, San Ramon, CA, 94583
  • CNA Equity Group is a locally owned full-service mortgage brokerage company serving Northern and Central California since 2008. Our boutique firm offers personalized service while remaining more nimble and flexible than big banks. We work with over 30 of the world’s most renowned mortgage platforms which allows our experienced team.

  • New National Mortgage
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • New National Mortgage is an independent mortgage broker located in the Bay Area and licensed to do business in the state of CA. We have been in business for over a decade and funded millions of dollars. We have helped thousands of people move into their dream homes, expand their investments or businesses.

  • Golden Pacific Home Loans, Inc.
  • 2333 San Ramon Valley Boulevard, Suite 195, San Ramon, CA, 94583
  • Golden Pacific Home Loans As experienced mortgage broker, we believe that the process of obtaining a mortgage or home loans should be streamlined. Golden Pacific Home Loans agents in San Ramon are experts, and our knowledge, experience, and network of options, lenders and resources allows us to design programs to meet your needs.

  • Quality Choice Funding
  • 2675 Twin Creeks Drive, San Ramon, CA, 94583
  • Quality Choice Funding was established in 2006. The founder, David Hanks, left scientific computing and started his mortgage career in 2001. We specialize in residential mortgages, whether purchase or refinance, including jumbo, conventional, FHA, VA and reverse mortgages (HECM).

  • Apex Mortgage Solutions
  • 2333 San Ramon Valley Blvd, Suite 150, San Ramon, CA, 94583
  • "Apex Mortgage Solutions is full service Mortgage Broker loacated in San Ramon, California.

    As an affiliate partner, Apex enjoys all of the advantages of being a full service mortgage broker, like consistency and control of the transaction. Our in-house team is dedicated to providing priority service so we can deliver"

  • Cal Pro Real Estate & Loans, Inc.
  • 3130 Crow Canyon Place, Suite 270, San Ramon, CA, 94583
  • We specialize in home lending! From conventional to Jumbo, FHA to VA and all that lies in between, we are can pair you with the best mortgage for your needs. Seasoned with years of experience and access to over 40 different lending channels, we have the right loan for your purchases, refinance or cash-out needs.

  • Preferred Financial
  • 11 Crow Canyon Court, Suite 100, San Ramon, CA, 94583
  • We've helped thousands of people get the financial assistance they need — from loans, mortgages, insurance, to general financial advisement. You are Preferred Financial; with you, we are powerful. We have been serving clients since 1979 and specialize in providing true no cost loans. We are partnered with 20+ different lenders,

  • Freedomstar Financial Inc
  • 111 Deerwood Road, Suite 200, San Ramon, CA, 94583
  • Freedomstar Financial specializes in Reverse Mortgage Loans and VA Mortgage Loans. In 2015 Freedomstar Incorporated in California and expanded it's offerings to include Reverse Mortgages. Freedomstar's owner Ivan started in the mortgage industry in 2002 helping his first Veteran to refinance his military mortgage.

  • Pleasanton Funding
  • 2410 Camino Ramon, Suite 183, San Ramon, CA, 94583
  • At Pleasanton Funding. We are a full-service mortgage company based in San Ramon, CA. We specialize in Cash out refinance, HomePath, FHA and VA Mortgages in the surrounding cities of Alameda County. Whether you are buying a home or refinancing in any of these zip codes: 94566, 94568 or 94583, we can help you realize your dream of home ownership

  • WebERealty
  • 12935 Alcosta Boulevard, Suite 3681, San Ramon, CA, 94583
  • Our Exclusive Buyer Profile System saves you Time and Money. Simply tell us what you're looking for and get priority access to ALL homes that match your criteria, including Bank Foreclosures, Company Owned Properties and other Distress Sales. No more wasted time looking at out-dated information in newspapers or searching the internet.