FHA VS Conventional loan programs in Montalvin-Manor, Contra Costa County, California

In the year 2026, the Conventional loan cap in Montalvin-Manor, located in Contra Costa county, CA, is established at $970,800. Concurrently, the FHA cap for a single-family house is set at $970,800.

Utilize the Lendersa® Conventional loan calculator to assess today’s top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare Conforming, Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program for your specific financial needs in CA.

Examine loan offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in Montalvin-Manor, Contra Costa County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 94806

Exploring Conventional and FHA Loan Options in Montalvin-Manor, CA

Lendersa®'s mission is to ensure you quickly acquire the best possible loans, whether Conventional, USDA, or FHA, without unnecessary complications. Choose from three initial paths that lead to matching lenders and loan programs.

Results of USDA loan requests and matching with Lendersa


Montalvin-Manor Lenders

  • ZRE Funding
  • 3646 Park Ridge Drive, Richmond, CA, 94806
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Delta Bay Realty
  • 2578 Mac Arthur Avenue, San Pablo, CA, 94806
  • Lends in California
  • Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.

  • Jadestone Mortgage, Inc.
  • 3260 Blume Dr, Suite 320, Richmond, CA, 94806
  • Lends in California
  • "Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans.

    Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.

  • Griselda Ledesma and Ledesma Team
  • 12553 San Pablo Avenue, Richmond, CA, 94805
  • Lends in California
  • Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.

  • Mardel Realty & Loans Inc.
  • 614 Silver Maple Dr, Hercules, CA, 94547
  • Lends in California
  • Mardel Realty & Loans Inc. team, Doris de Leon is the professional you want to work with if you are looking for someone that goes above and beyond serving your real estate and mortgage needs. Doris will assist you with all Bay Area real estate needs. Doris will also assist you in all your mortgage needs

  • Fishman Financial Group, Inc.
  • 1604 Solano Ave, Albany, CA, 94707
  • Lends in California
  • Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes

  • Oak Leaf Funding
  • 1580 Solano Avenue, Suite D, Albany, CA, 94707
  • Lends in California
  • Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.

  • F.E. Forbes Company Inc.
  • 1795 Solano Ave., Berkeley, CA, 94707
  • Lends in California
  • F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.

  • Guaranteed Rate
  • 1400 Shattuck Ave Suite 1, Berkeley, CA, 94709
  • Lends in California
  • Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.

  • Cooperative Center FCU
  • 3015 San Pablo Ave, Berkeley, CA, 94702
  • Lends in California
  • At Cooperative Center FCU being part of the cooperative movement is, quite literally, baked into our DNA. As a Certified Minority Depository and Community Development Financial Institution our mission is to serve the underserved and unbanked/underbanked in the communities, Alameda and West Contra Costa Counties, our field of membership work or live