FHA VS Conventional loan in Simi-Valley, Ventura County, California

In 2025, the Conventional loan limit for Simi-Valley, situated in Ventura County, CA, is $851,000, while the FHA limit for a single-family home is $851,000.

Utilize the Lendersa® Conventional loan calculator to assess and contrast today's premier rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you decide the most suitable program for your specific financial scenario in CA.

Review loan offers from 100 different lenders

Loan limits and downpayment requirements for 2025 in Simi-Valley, Ventura County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

Note: This comparison applies to zip codes: 93063, 93065, 93062, 93094, 93099

Options for Conventional and FHA loans in Simi-Valley, CA

The primary goal at Lendersa® is to swiftly provide you the most suitable Conventional, USDA, or FHA loan with ease. Choose from three initial pathways leading to matched lenders and corresponding loan programs.

Results of USDA loan requests and matching by Lendersa


  • The Potter State Bank of Potter
  • Front And Chestnut, Potter, NE, 69156
  • We are a family owned, independent community bank, with offices in Potter and Kimball, Nebraska, with ATM’s located in Potter, Dix and Kimball. The Bank’s commitment to the tri-state region is evidenced by five generations of community bankers in our family. They have served the banking needs of our customers spanning two centuries
  • Platte Vallley Bank
  • 1212 Circle Drive, Scottsbluff, NE, 69363
  • At Platte Valley Bank our focus will always be on people, products, service, community, work ethics and professionalism. It is no accident that our associates work so hard at customer service. Our customer oriented companies will be successful only if we bring to our jobs each day, the dedication to providing the service you expect and more
  • Caprock Federal Credit Union
  • 709 North First Street, Lamesa, TX, 79331
  • Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
  • MTCU
  • 1505 N Midland Drive, Midland, TX, 79703
  • At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
  • My Community Credit Union
  • 600 West Louisiana, Midland, TX, 79701
  • My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
  • Fulton Financial Consultants, Inc.
  • 3790 Shorewood Avenue, Greenbank, WA, 98253
  • Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.
  • HNB Mortgage
  • 2101 West Wadley, Suite 36, Midland, TX, 79705
  • Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.