FHA VS Conventional loan programs in 2026 for Simi-Valley, Ventura County, California

In 2026, the Conventional loan limit for Simi-Valley, situated in Ventura County, CA, is $851,000, while the FHA limit for a single-family home is $851,000.

Utilize the Lendersa® Conventional loan calculator to assess and contrast today's premier rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you decide the most suitable program for your specific financial scenario in CA.

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Loan limits and downpayment requirements for 2026 in Simi-Valley, Ventura County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

Note: This comparison applies to zip codes: 93063

Options for Conventional and FHA loans in Simi-Valley, CA

The primary goal at Lendersa® is to swiftly provide you the most suitable Conventional, USDA, or FHA loan with ease. Choose from three initial pathways leading to matched lenders and corresponding loan programs.

Results of USDA loan requests and matching by Lendersa


Simi-Valley Lenders

  • Alameda Mortgage Corp.
  • 2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
  • Lends in California
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.

    Our mission is to serve our customers with honesty, integrity, and competence.

  • Greenback Funding, Inc.
  • 2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
  • Lends in California
  • Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Acadia Financial Inc.
  • 2986 Avenida Simi, Simi Valley, CA, 93063
  • Lends in California
  • Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry

  • R & G Financial Services Inc.
  • 2320 Tapo Street, Simi Valley, CA, 93063
  • Lends in California
  • At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.

  • American Elite Mortgage
  • 1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
  • Lends in California
  • American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors

  • MRES
  • 2655 First Street, #250, Simi Valley, CA, 93065
  • Lends in California
  • "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all!
    Fannie Mae
    Freddie Mac
    Fixed & ARMs
    Home Equity Line of Credit Loans
    FHA Loans
    VA Loans
    Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"

  • Amerifund Home Loans Inc.
  • 2655 First Street, Suite 220, Simi Valley, CA, 93065
  • Lends in California
  • Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)

  • Matadors Community Credit Union
  • 20045 Prairie St, Chatsworth, CA, 91311
  • Lends in California
  • Matadors Community Credit Union (MCCU) is a full-service financial institution with a single focus: your financial success! We offer a great range of choices for the services you want in a friendly environment that places your needs first. MCCU has helped members with their finances since we were founded in 1963.

  • RateBeat LLC
  • 9400 Topanga Canyon Boulevard, Suite 210, Chatsworth, CA, 91311
  • Lends in California
  • Ratebeat is an independent mortgage lender based in California and originates a range of mortgage products in California, New Jersey, Texas and Connecticut. We pride ourselves in being a trusted partner to assist you in evaluation of mortgage options. With us, you can explore ways to finance the purchase of your first home.

  • Millennial Home Lending, Inc.
  • 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
  • Lends in California
  • The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.