During 2026, the conventional loan limit for Oildale, in Kern county of CA, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore today’s best rates between Conventional, FHA, and USDA loans. You can determine the required income, credit, reserves, and documents necessary to qualify. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program in CA for your financial situation.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $345,100 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the zip codes: 93308
The aim of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan for you without complications. You can select one of three starting points that lead to matched lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
