FHA VS Conventional loan programs in Oildale, Kern County, California
During 2026, the conventional loan limit for Oildale, in Kern county of CA, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore today’s best rates between Conventional, FHA, and USDA loans. You can determine the required income, credit, reserves, and documents necessary to qualify. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program in CA for your financial situation.
2026 Loan Limits and Downpayment Requirements in Oildale, Kern, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 93308, 93388
Available Conventional and FHA Loan Options in Oildale, CA
The aim of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan for you without complications. You can select one of three starting points that lead to matched lenders and loan programs.
29995 Technology Drive, Suite 307, Murrieta, CA, 92563
Our mission is to serve our customers with honesty, integrity, and competence. For almost 20 years we have provided quality home and Refinancing loans to our clients ensuring the lowest interest rates and closing costs possible.Furthermore, we pride ourselves on professionalism, integrity, and ensuring a smooth borrowers experience.
29970 Technology Dr, Suite 202, Murrieta, CA, 92563
A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction.
Conde Mortgage Corp, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
838 South Main Street, Suite C, Salinas, CA, 93901
TreeHouse Mortgage Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line. We are known for our high quality.
Bay Capital Mortgage. We are a full-service mortgage company based in Salinas, CA. We specialize in Mortgage Loans in Salinas. We also serve the surrounding cities in Monterey County. Whether you are buying a home or Refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website.
Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
We at Harris Mortgage have made a career as the people’s lender. Knowing and understanding the vast amount of programs to service each type of borrower with a know-how on structuring files to ensure we find the right mortgage for you and your family. Our loan officers bring honesty and expertise to each relationship.
At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help
1880 N. Main Street, Suite 200, Salinas, CA, 93906
We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
