FHA VS Conventional loan in McFarland, Kern County, California

For 2025, the limit on Conventional loans in McFarland, within Kern, CA, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Utilize Lendersa®'s Conventional loan calculator to contrast today's top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation required for approval. Our comprehensive mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the finest program for your financial scenario in CA.

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Loan limits and down payment necessities for 2025 in McFarland, Kern, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,100 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 93250

Options for Conventional and FHA loans in McFarland, CA

Lendersa® is dedicated to obtaining the finest Conventional, USDA, or FHA loans for you quickly and without inconvenience. Begin with one of these three paths to connect with appropriate lenders and loan options.

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