FHA VS Conventional loan in McFarland, Kern County, California

In 2025, Convetional loan limit in McFarland, county of Kern, CA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in McFarland, county of Kern, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $345,100 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 93250

Conventional and FHA loan options in McFarland, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • EXECUTIVE HOME LENDING, LLC
  • 12104 Copper Way, Suite 202, Charlotte, NC, 28277
  • Executive Home Lending (NMLS #1547021) is a group of people who are fueled by the idea that we can pioneer the best home loan process in the market. It sounds like a lofty goal, but we don’t believe in the status quo, so our answer is to operate at the highest level this industry has ever seen.
  • Premier Lending, Inc
  • 3420 Toringdon Way, Suite 220, Charlotte, NC, 28277
  • Founded in 2009 in Charlotte, NC, with the aim of making a difference in the lives of our clients, Premier Lending, Inc.helps make the dream of owning a home a reality for everyone.By partnering with us, you can trust in what we like to call The Premier Promise.Keys in hand in 21 days! With upfront underwriting, a streamlined assembly line approach
  • Professional Grade Mortgage
  • 18120 NW 266th St., High Springs, FL, 32643
  • At Professional Grade Mortgage, we offer our clients access to HUNDREDS of loan programs from over 25 of the Nation's Top Lenders, including Quicken Wholesale, UWM, Caliber, Loan Depot, Freedom Mortgage, & many more. This allows us to service all of our clients needs with Conventional, VA, FHA USDA & Non Prime loans, covering all occupancy types
  • Mon Valley Community Federal Credit Union
  • 1932 Main Street, Allenport, PA, 15412
  • Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Simplified Mortgage Solutions, LLC
  • 3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
  • Lowery Financial LLC
  • 6116 North Tryon Street, Suite B, Charlotte, NC, 28213
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lane Lending Inc
  • 5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213
  • Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
  • The United Federal Credit Union
  • 3 Sunset Beach Road, Morgantown, WV, 26508
  • The United Federal Credit Union is a federal credit union chartered in 1973. A Federal Credit Union is a cooperative, not for profit financial institution chartered by the federal government. We are dedicated to the concept of “people helping people”. We serve employee groups, associations
  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
  • Palmetto Health Credit Union
  • 9 Medical Park, Suite 240, Columbia, SC, 29203
  • PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
  • Mortgage Essentials LLC
  • 421 Dukes Hill Road, Columbia, SC, 29203
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • PPG & Associates FCU
  • 101 Bailies Run Road, Creighton, PA, 15030
  • PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.