Explore the differences! FHA VS Conventional loan programs in Bakersfield, Kern County, California
In the year 2025, the boundary for a Conventional loan in Bakersfield, the county of Kern in CA, is $726,200, whereas for FHA, the limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate the best rates of today among Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documentation necessary for qualification. Our state-of-the-art mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA, facilitating an informed decision in CA based on your financial needs.
Loan limits and downpayment specifications for 2025 in Bakersfield, placed in the county of Kern, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
The above comparison table is applicable to these zip codes: 93306, 93307, 93304, 93305, 93301, 93309, 93314, 93311, 93313, 93312, 93302, 93383, 93384, 93385, 93387, 93389, 93390
Exploring Conventional and FHA loan offerings in Bakersfield, CA
The mission of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan solutions. Initiate the process by choosing one of the three methods below that align lenders and their programs to your needs.
4433 E Anaheim Street, Unit A, Long Beach, CA, 90804
Lighthouse Capital Group is a full-service “One-Stop-Shop” lender that offers exceptional personal quality mortgage lending services throughout California for over 30 years.LCG has established a reputation as an honest, trustworthy, experienced & solutions driven lending choice for individual & small business clients as well as institutional banks.
2601 East Chapman Avenue, Suite 212, Fullerton, CA, 92831
Simplify Direct, Inc goal is to achieve your mortgage needs by mimimizing the red tape through our automated process. You will work directly with a single point of contact from begining to end. Our seasoned mortgage specialist will help you get the perfect mortgage that fits your needs.
Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
CMF Capital group Inc. is a premier Real Estate Investment and Financial Company located in Long Beach, Southern California. Our mission is to help you achieve your long-term investment goal through our innovative financing process when you buy, fix, hold or sell off your Residential Real Estate, Investments property or Businesses
Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.
10073 Valley View St, Suite 409, Cypress, CA, 90630
Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you
712 North Valley Street, Suite F, Anaheim, CA, 92801
Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.
2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.
Based on our experi
