FHA VS Conventional loan programs in Palo-Alto, Santa Clara County, California
In 2025, the Conventional loan limit in Palo-Alto, which is in Santa Clara county, CA, stands at $970,800, while for a single-family home, the FHA limit is set at $970,800.
Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in CA for your financial needs.
2025 Loan Limits & Down Payment Requirements in Palo-Alto, Santa Clara County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to zip codes: 94022, 95033, 94303, 94301, 94306, 94304, 94302
Exploring Conventional and FHA Loan Options in Palo-Alto, CA
The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from three starting points that match you with potential lenders and suitable loan programs.
Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.
Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.
At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more.
We are a not-for-profit credit cooperative, offering a full line of banking services.
10011 W. 21st St. N, Suite 101, Wichita, KS, 67205
"With a wide variety of different loan programs, First Equity Mortgage Services, Inc is sure to have one to help you achieve the American dream of owning a home.
We are locally owned and operated and conveniently located in Wichita, Ks. First Equity Mortgage is active in the local community: Catholic Charities, Red Cross, Habitat for Humanity.
Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
