Explore the differences! FHA VS Conventional loan programs in Palo-Alto, Santa Clara County, California
In 2026, the Conventional loan limit in Palo-Alto, which is in Santa Clara county, CA, stands at $970,800, while for a single-family home, the FHA limit is set at $970,800.
Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in CA for your financial needs.
2026 Loan Limits & Down Payment Requirements in Palo-Alto, Santa Clara County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to zip codes: 94022
Exploring Conventional and FHA Loan Options in Palo-Alto, CA
The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from three starting points that match you with potential lenders and suitable loan programs.
11 Crow Canyon Court, Suite 100, San Ramon, CA, 94583
We've helped thousands of people get the financial assistance they need — from loans, mortgages, insurance, to general financial advisement. You are Preferred Financial; with you, we are powerful. We have been serving clients since 1979 and specialize in providing true no cost loans. We are partnered with 20+ different lenders,
111 Deerwood Road, Suite 200, San Ramon, CA, 94583
Freedomstar Financial specializes in Reverse Mortgage Loans and VA Mortgage Loans. In 2015 Freedomstar Incorporated in California and expanded it's offerings to include Reverse Mortgages. Freedomstar's owner Ivan started in the mortgage industry in 2002 helping his first Veteran to refinance his military mortgage.
2410 Camino Ramon, Suite 183, San Ramon, CA, 94583
At Pleasanton Funding. We are a full-service mortgage company based in San Ramon, CA. We specialize in Cash out refinance, HomePath, FHA and VA Mortgages in the surrounding cities of Alameda County. Whether you are buying a home or refinancing in any of these zip codes: 94566, 94568 or 94583, we can help you realize your dream of home ownership
12935 Alcosta Boulevard, Suite 3681, San Ramon, CA, 94583
Our Exclusive Buyer Profile System saves you Time and Money. Simply tell us what you're looking for and get priority access to ALL homes that match your criteria, including Bank Foreclosures, Company Owned Properties and other Distress Sales. No more wasted time looking at out-dated information in newspapers or searching the internet.
3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583
The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.
The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro
Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.
3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583
CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.
Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
