FHA VS Conventional loan in Palo-Alto, Santa Clara County, California
In 2025, the Conventional loan limit in Palo-Alto, which is in Santa Clara county, CA, stands at $970,800, while for a single-family home, the FHA limit is set at $970,800.
Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in CA for your financial needs.
2025 Loan Limits & Down Payment Requirements in Palo-Alto, Santa Clara County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to zip codes: 94022, 95033, 94303, 94301, 94306, 94304, 94302
Exploring Conventional and FHA Loan Options in Palo-Alto, CA
The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from three starting points that match you with potential lenders and suitable loan programs.
3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan.
With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
3200 Park Center Drive, Suite 1300, Costa Mesa, CA, 92626
Secure One Capital Corporation combines the expertise and comprehensive array offered by national banks with a culture that prioritizes unparalleled personal service. We understand that each borrower has unique goals. We specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
We specialize in all things home loan! We originate in California & Hawaii and have a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and family's
3198-F Airport Loop Drive, Suite 201, Costa Mesa, CA, 92626
John is a powerful Inland Empire connection. He has been in the mortgage industry for nearly 20 years & has a strong understanding of what is needed to close transactions in this ever-changing market. He is very strong in structuring his files so that his clients & realtor partners can be confident that their loans will close on time every time.
3100 Airway Avenue, Suite 119, Costa Mesa, CA, 92626
Compass Home Lending We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
