In 2026, the loan limit for Conventional loans in Los-Altos, located in the county of Santa Clara, CA, is set at $970,800. The FHA loan limit for a single-family home stands at $970,800.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates across Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side comparisons for Conforming Conventional loans, USDA, FHA, and VA, helping you identify the program in CA that best fits your financial needs.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table pertains to the following zip codes: 94022, 94024, 94023
The aim of Lendersa® is to swiftly and effortlessly secure the best possible Conventional, USDA, or FHA loan for you. Choose from three initial pathways, each designed to match you with favorable lenders and loan programs.
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