As of 2026, the conventional loan limit in Mountain-View, located within Santa Clara county in CA, is established at $970,800, whereas the maximum limit for an FHA loan covering a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator for comparing today's best rates between Conventional, FHA, and USDA loans. This can assist you in understanding the needed income, credit score, reserves, and documentation for qualifying. With our advanced mortgage calculator, you are able to see a comparison of Conforming Conventional loans, USDA, FHA, and VA side by side, which helps determine the ideal program in CA tailored for your financial circumstances.
Compare loan offers from a wide array of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table pertains to zip codes: 94040
The primary aim of Lendersa® is to swiftly and effortlessly secure the best possible Conventional, USDA, or FHA loans. Pick from three distinct starting points to align with lenders and loan options that fit your requirements.
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