In 2026, the Conventional loan limit in Pismo-Beach, San Luis Obispo county, CA is $805,000, while for FHA loans, the limit is $805,000 for a single-family home.
Try the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the optimal program in CA for your financial situation.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $805,000 | 3% |
| USDA | $561,200 | 0% |
| FHA | $805,000 | 3.5% |
This table applies to the zip codes: 93449, 93448
Lendersa® aims to swiftly provide the best available Conventional, USDA, or FHA loan for you, without any hassle. Choose from three pathways to connect with matching lenders and loan programs.
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