FHA VS Conventional loan programs in Nipomo, San Luis Obispo County, California

In 2024, Convetional loan limit in Nipomo, county of San Luis Obispo, CA is $911,950 while FHA limit is $911,950 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Nipomo, county of San Luis Obispo, CA

Loan Type Loan Limit Down payment
Conventional Conforming $911,950 3%
USDA $644,000 0%
FHA $911,950 3.5%

The comparison table applies to zip codes: 93444

Conventional and FHA loan options in Nipomo, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Cedar Falls Community Credit Union
  • 123 W 4th Street, Cedar Falls, IA, 50613
  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.
  • Reliable Mortgage Inc
  • 333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
  • Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northport Funding LLC
  • 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
  • At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Eagle Bank & Trust
  • 650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
  • Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
  • Southern Bancorp (Lending Services ONLY)
  • 400 Hardin Rd, Suite 100, Little Rock, AR, 72211
  • Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.
  • TruService Community FCU
  • 11001 Hermitage Road, Little Rock, AR, 72211
  • TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.