Explore the differences! FHA VS Conventional loan programs in Nipomo, San Luis Obispo County, California
For the year 2025, the conventional loan limit in Nipomo, situated within the county of San Luis Obispo, CA, is $911,950. Meanwhile, the FHA limit for a single-family residence is $911,950.
Utilize the Lendersa® Conventional loan calculator to compare today’s top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit requirements, reserves, and documents essential for approval. Our advanced calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options to assist in selecting the program that best suits your financial needs in CA.
Loan Limits and Downpayment Requirements for 2025 in Nipomo, County of San Luis Obispo, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$911,950
3%
USDA
$644,000
0%
FHA
$911,950
3.5%
This table corresponds to zip codes: 93444
Options for Conventional and FHA Loans in Nipomo, CA
At Lendersa®, our aim is to secure the best possible loan, whether it's Conventional, USDA, or FHA, efficiently and conveniently. Begin with one of three options to match with suitable lenders and loan programs.
The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
"Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing.
We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
"Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help.
To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"
1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
