Explore the differences! FHA VS Conventional loan programs in Grover-Beach, San Luis Obispo County, California

In 2025, the limit for a conventional loan in Grover-Beach, county of San Luis Obispo, CA, is set at $805,000. Similarly, the FHA loan limit for a single-family home is $805,000.

Make use of the Lendersa® Conventional Loan Calculator for a comparison of today's top rates among Conventional, FHA, and USDA loans. Our sophisticated tool helps you determine the necessary income, credit, reserves, and documentation for eligibility. It provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the program that best suits your financial circumstances in CA.

Explore offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Grover-Beach, County of San Luis Obispo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $805,000 3%
USDA $561,200 0%
FHA $805,000 3.5%

This comparison table applies to zip codes: 93433, 93483

Conventional and FHA Loan Options in Grover-Beach, CA

The goal of Lendersa® is to quickly secure the best available Conventional, USDA, or FHA loan for you without hassle. Choose from one of three initial strategies to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • LKN Capital Mortgage Inc
  • 105 Landings Drive, Suite 205, Mooresville, NC, 28117
  • We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
  • OMEGA FCU
  • 10455 Perry Highway, Wexford, PA, 15090
  • OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
  • Widget Financial
  • 2154 East Lake Road, Erie, PA, 16511
  • Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business
  • American Financial Mortgage Corporation
  • 1035 Boyce Rd, Suite 205, Pittsburgh, PA, 15241
  • American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.