During 2026, in the city of Placentia, situated in Orange county, CA, the limit for a Conventional loan is currently $1,089,300. However, the FHA loan limit for a single-family home is $1,089,300.
To evaluate the best rates available today for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Determine the necessary information such as income, credit, reserves, and documentation to qualify. This advanced mortgage tool lets you place Conforming Conventional, USDA, FHA, and VA loans alongside each other, clarifying which option in CA best matches your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This table address applies to the following zip codes: 92870, 92811, 92871
Lendersa® is committed to finding you the optimal Conventional, USDA, or FHA loan with speed and ease. Choose one of three pathways to align with suitable lenders and loan programs.
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