FHA VS Conventional loan programs in 2026 for Orange, Orange County, California
In 2026, the Conventional loan limit in Orange, located in the county of Orange, CA is $1,089,300. Meanwhile, for a single-family home, the FHA loan limit is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you evaluate Conforming Conventional loans, USDA, FHA, and VA side by side to aid your decision on the best program for your financial situation in CA.
2026 loan limits and down payment requirements in Orange, Orange County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table applies to specific zip codes: 92868
Available loan options for Conventional and FHA in Orange, CA
The aim of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three starting options that lead to matching lenders and loan programs.
At California’s Mortgage Bank (CMB), Speed, Reliability, and Experience are the foundations of our Company! We provide you with loan choices to make your life easier. We offer the most competitive rates and aggressive loan products. We are a US Mortgage Bank that exclusively offers loans to California residents
STG Mortgage is a full-service mortgage lender with a highly experienced leadership team, ready to make your home purchase or refinance simple. We make sure you have the details you need to get the right solution based on your needs. Our rapidly expanding team is thoroughly trained and fully equipped to answer questions.
2200 Orangewood Avenue, Suite 150, Orange, CA, 92868
Lends in California
We offer personalized solutions! At California Equity & Loan we know that finding the best loan program can reduce your principal or maximize cash flow. Whatever your financial goals, we can help you select the best loan program for you. Our Home Loan Professionals know that finding the best loan program is key to home ownership.
We are a full-service direct mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchasing to refinancing. We have access to a full range of mortgage programs and all of our lending specialists are dedicated to finding you the right loan – with the best rates, terms.
333 City Boulevard West, Suite 1700, Orange, CA, 92868
Lends in California
LENDPRISE is an independent mortgage company partnered with wholesale lenders offering speed & competitive pricing to our clients.We have set a very high standard in the mortgage & real estate industry.We are committed to quality customer service.. Our team will work continuously on your behalf to help you achieve your financial goals.
333 City Boulevard West, 17th Floor, Orange, CA, 92868
Lends in California
Taurus Mortgage Corporation is partnered with all the major banks and lending institutions in the nation. This allows us to offer our clients the smartest approach to home ownership. With just one call to us, our clients have access to every loan program currently available and at the lowest rates.
1100 Town & Country Road, Suite 1250, Orange, CA, 92868
Lends in California
At Direct Bank Rate. We are a full service mortgage company based in Orange, California. We specialize in FHA, VA, First Time Home Buyer, in Orange. We also serve the surrounding cities in Orange County, LA County, San Diego, . Whether you are buying a home or refinancing in any of these zip codes: 92868, 92870, 92886, 92683, 92870, 92703,
Home Loans On Demand we leave no stone unturned to provide our clients with the highest standard in customer service through the collective efforts of our entire team. Each team member plays a specific role in the overall success of each home transaction and provides you with the full support and strength.
2050 West Chapman Avenue, Suite 285, Orange, CA, 92868
Lends in California
Liberty One Funding is a mortgage company located in the city of Orange. We provide mortgage refinance and home purchase loan services. With a combined 30 years of experience in the mortgage industry, you can be rest assured you are in good hands. We take pride in our service and obtaining loans for home Purchases, Refinancing and more.
500 North State College Boulevard, Suite 1100, Orange, CA, 92868
Lends in California
Integrity Credit focus exclusively on financing for residential and commercial properties. Our company was birthed from the need to create a platform where every qualified consumer can be rest assured that they would receive educated solutions, superior customer service, prompt response, and HONEST advice from our qualified professionals.