FHA VS Conventional loan programs in 2025 for Orange, Orange County, California

In 2025, the Conventional loan limit in Orange, located in the county of Orange, CA is $1,089,300. Meanwhile, for a single-family home, the FHA loan limit is $1,089,300.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you evaluate Conforming Conventional loans, USDA, FHA, and VA side by side to aid your decision on the best program for your financial situation in CA.

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2025 loan limits and down payment requirements in Orange, Orange County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to specific zip codes: 92868, 92869, 92866, 92867, 92865, 92856, 92857, 92863, 92864

Available loan options for Conventional and FHA in Orange, CA

The aim of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three starting options that lead to matching lenders and loan programs.

View results of Lendersa USDA loan request and matching


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