FHA VS Conventional loan in Orange, Orange County, California
In 2026, the Conventional loan limit in Orange, located in the county of Orange, CA is $1,089,300. Meanwhile, for a single-family home, the FHA loan limit is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you evaluate Conforming Conventional loans, USDA, FHA, and VA side by side to aid your decision on the best program for your financial situation in CA.
2026 loan limits and down payment requirements in Orange, Orange County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table applies to specific zip codes: 92868, 92869, 92866, 92867, 92865, 92856, 92857, 92863, 92864
Available loan options for Conventional and FHA in Orange, CA
The aim of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three starting options that lead to matching lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
RFG Mortgage Bankers are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today’s technology is providing a more productive environment to work in.
820 North Parton Street, Suite 2, Santa Ana, CA, 92701
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
Welcome To The O.C. Mortgage Specialist with broker access to 60+ mortgage lenders. Our proprietary loan placement software matches your mortgage application with lenders having the lowest interest rate and closing costs. Rest assured knowing you're getting the very best loan scenario and mortgage broker pricing.
At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
1940 North Tustin Avenue, Suite 113, Orange, CA, 92865
Premier Realty Services, Inc, a full service Real Estate Company. We pride ourselves on our extensive knowledge of all aspects of Real Estate, including Mortgages, residential sales, leasing, and Property Management. To support our growing business we have added the following free services for our clients:
1036 West Taft Avenue, Suite 200, Orange, CA, 92865
Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.
11088 Trask Ave, Suite 100, Garden Grove, CA, 92843
We purchase and manage a portfolio of first and second mortgage notes across the USA. We purchase pools of first and second mortgages for our own portfolio and for resale. We also offer management and advisory services including due diligence, workout strategies and partnership opportunities.
12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
"Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.
Just Funded Mortgage (DBA Home Mortgage Alliance Corporation"
13252 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92843
Our mission statement is to provide the best services to all clients with integrity, reliability, and confidential. For any questions relating to real estate, please contact us. Our experienced and knowledgeable staffs are ready to analyze your scenario and advice the best options that may suit your needs.