FHA VS Conventional loan programs in Red-Bluff, Tehama County, California

In 2025, the Conventional loan ceiling for Red-Bluff, located within Tehama county in CA, is $647,200, whilst the FHA maximum for a single-family residence is set at $420,680.

The Lendersa® Conventional loan calculator allows you to compare today's best rates between Conventional, FHA, and USDA loans, assessing income, credit, reserves, and documents necessary to qualify. Using our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling you to identify the most suitable program in CA for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Red-Bluff, Tehama County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $339,600 0%
FHA $420,680 3.5%

This table applies to zip codes: 96080

Explore Conventional and FHA Loan Options in Red-Bluff, CA

The primary goal of Lendersa® is to ensure you secure the best Conventional, USDA, or FHA loan quickly and with ease. Select one of three pathways to connect with compatible lenders and appropriate loan programs.

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  • United Valley Bank
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  • University of Nebraska Federal Credit Union
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