FHA VS Conventional loan programs in 2025 for Redding, Shasta County, California

In 2025, the loan limit for Conventional loans in Redding, located in Shasta County, CA, is set at $726,200. The FHA limit, on the other hand, is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding in the choice of the best program for your financial circumstances in CA.

Compare various offers from 100 lenders

Loan limits and down payment requirements for 2025 in Redding, county of Shasta, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $384,900 0%
FHA $472,030 3.5%

This table applies to the specific zip codes: 96002, 96003, 96001

Conventional and FHA loan options available in Redding, CA

The key goal of Lendersa® is to connect you swiftly with the best Conventional, USDA, or FHA loans without hassle. Choose from one of three starting pathways to match with potential lenders and relevant loan programs.

Outcomes of Lendersa USDA loan requests and matches


  • Benefit Mortgage
  • 6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
  • Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
  • Tri Crown Real Estate
  • 1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014
  • Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
  • Avant Financial Group
  • 5003 Pacific Ave, Unit 1, Marina Del Rey, CA, 90292
  • Avant Financial Group you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Queen Bee Brokers
  • 333 Washington Boulevard, Suite 469, Marina Del Rey, CA, 90292
  • Queen Bee Brokers will provide you with the expertise and efficiency you deserve through this exciting process. In addition to real estate sales,Queen Bee Brokers is licensed to arrange real estate financing in California. Whether you are interested in purchasing a home or Refinancing your existing mortgage.
  • PInnacle Mortgage Solutions Inc
  • 1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014
  • The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt
  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
  • USC Credit Union
  • 3720 S. Flower Street, Los Angeles, CA, 90051
  • The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.
  • The Home Loan Advisor
  • 1605 W Olympic Blvd, Los Angeles, CA, 90015
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Primera Financial Services
  • 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
  • Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.