FHA VS Conventional loan programs in 2025 for Cottonwood, Shasta County, California

In the year 2025, the maximum amount allowable for a Conventional loan in Cottonwood, nestled within Shasta county, CA, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. This tool will help calculate the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision-making for the ideal program for your financial situation in CA.

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Loan Limits and Downpayment Requirements for 2025 in Cottonwood, Shasta County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $384,900 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 96022

Conventional and FHA Loan Options in Cottonwood, CA

The mission of Lendersa® is to connect you swiftly and effortlessly with the best Conventional, USDA, or FHA loan. Start by selecting one of three approaches to connect with matching lenders and financing plans.

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  • WesternBank (Duluth)
  • 201 North Central Avenue, Duluth, MN, 55816
  • Western Bank has been committed to servicing our customers & the local community for over 100 years. As a hometown bank with local decision-making, we are dedicated to producing & offering to our community a wide range of banking services of exceptional value. Utilizing talented, knowledgeable employees & quality, highly accurate delivery systems.
  • CS Bank
  • 152 E. Van Buren, Eureka Springs, AR, 72632
  • At CS Investment Services, we realize that selecting a financial advisor is no easy task. With that in mind, we created these pages to help you understand us & our process better. After you’ve completed your online research, we encourage you to contact us & establish an appointment so we can answer any questions.
  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.
  • Minnesota Power Employees Credit Union
  • 30 West Superior Street, Suite 126, Duluth, MN, 55802
  • Minnesota Power Employees Credit Union (MPECU) is a member-owned, not-for-profit financial cooperative, whose primary mission is serving our member/owners. Minnesota Power Employees Credit Union was founded in 1933. During our first 61 years, we only served the employees and family members of Minnesota Power.
  • North Shore Bank of Commerce
  • 131 W. Superior St, Duluth, MN, 55802
  • North Shore Bank is a locally-owned and managed, independent, community bank that has been operating in the Duluth area for over 100 years. We proudly offer a full array of traditional personal and business banking products, mortgage services, and a full selection of trust & investment services all handled by our experienced and professional staff.
  • Harbor Pointe Credit Union
  • 11 W 2nd St, Duluth, MN, 55802
  • We look forward to becoming your exclusive full-service financial institution. Harbor Pointe Credit Union was founded in 1933 as Duluth Teachers Credit Union to serve the financial needs of the educational community of Duluth. We have grown to serve over 9000 members in our community with our savings, checking, investment, mortgage.
  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • Citizens Savings Bank, IA
  • 133 East Main Street, Hawkeye, IA, 52147
  • Citizens Savings Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Citizens Savings Bank is located in Hawkeye, Iowa, and was founded in 1927. Annual sales for Citizens Savings Bank are around USD 1, 002, 000.00. This business is working in the following industry: Finance other.
  • The First National Bank of Bastrop
  • 489 Highway 71 W, Bastrop, TX, 78602
  • The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.
  • Great Southern Bank
  • 218 S. Glenstone, Springfield, MO, 65802
  • Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.