FHA VS Conventional loan programs in Ridgecrest, Kern County, California
In 2025, for a single-family home in Ridgecrest, located in the county of Kern, CA, the Conventional loan limit is $726,200, whereas the FHA limit is $472,030.
The Lendersa® Conventional loan calculator gives you the ability to compare the top Conventional, FHA, and USDA rates available today. You can assess the necessary income, credit score, reserves, and documents required to qualify. This advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in determining the best program for your financial needs in CA.
Limits and Down Payment Requirements for 2025 in Ridgecrest, County of Kern, CA
Type of Loan
Maximum Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
Applicable zip codes for this comparison: 93555, 93556
Options for Conventional and FHA Loans in Ridgecrest, CA
The mission of Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan, without difficulties. Begin with one of the three pathways that facilitate matching with lenders and securing suitable loan solutions.
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6308 Grant Street, Suite 200, Hollywood, FL, 33024
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Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
10000 Stirling Road, Suite 12, Hollywood, FL, 33024
We are a family owned and operated independent Mortgage Broker with more than 30 years combined experience. We pride ourselves in providing the best interest rates available along with a top tier customer experience.Broker with more than 30 years combined experience. We pride ourselves
United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
7851 Johnson Street, Suite 101, Hollywood, FL, 33024
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6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.
900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.
6750 N. Andrews Avenue, Suite # 200, Fort Lauderdale, FL, 33311
Solutions Mortgage Lending Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
600 22nd Street, Suite 300, Virginia Beach, VA, 23451
TowneBank Mortgage is your hometown mortgage company and is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender.
