FHA VS Conventional loan in Mojave, Kern County, California

In 2025, Convetional loan limit in Mojave, county of Kern, CA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Mojave, county of Kern, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $345,100 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 93501, 93502

Conventional and FHA loan options in Mojave, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Abundance 99, Inc.
  • 105 Serra Way, Suite 448, Milpitas, CA, 95035
  • Formed in 2009, we at Abundance are passionate about finding the best financing solutions for our clients’ needs and overall strategy. We are experienced in a wide range of loan options, including home purchase & re-fi, rental properties, short-term bridge loans, fix & flips, constructions, multi-family, and commercial.
  • Indigo Realty Corporation
  • 1551 McCarthy Blvd, Suite 203, Milpitas, CA, 95035
  • We specialize in providing all kind of commercial loans to owners, investors & developers in need of funding outside the scope of traditional banks and lenders. While traditional lenders could take months to close, we can complete the process in days. We provides commercial financing solutions with an outstanding history of service and dedication.
  • Result Financial Corp
  • 1551 McCarthy Blvd, Suite 211, Milpitas, CA, 95035
  • "Result Financial Corp, dba California Deed of Trust Investment, we have been in real estate and mortgage business for more than 15 years in San Francisco Bay Area. We provide unique buy & sell strategy for our clients. Real Estate & mortgage business around bay area about 15 years.
  • Esposo Properties and Financial Services
  • 500 East Calaveras Boulevard, Suite 210, Milpitas, CA, 95035
  • Esposo Properties is a small boutique real estate company. We specialize in small to mid-size investment properties, other than your typical residential sale/listing. We take pride in giving personalized, top of the line service to our clients and investors we will help you sell your home.
  • InterFirst Lending Corporation
  • 1525 McCarthy Boulevard, Suite 1140, Milpitas, CA, 95035
  • InterFirst Lending is a next-generation mortgage company that originates residential mortgage loans at a low cost with extremely competitive mortgage rates. We provide the consumer with one of the best mortgage rates in the industry along with transparent, intuitive and efficient online loan process.
  • LoanPros Inc
  • 1355 Jacklin Road, Milpitas, CA, 95035
  • LoanPros, opened in 1992 with Diana Skokan and myself. Diana retired in 2000. The business has been operated by Tina Broyles. We have built a 90% referral base over the years. The resourceful and skilled team at Loan Pros Inc is eager to help you reach your dreams. If you need an experienced Milpitas, CA Mortgage team focused on precision
  • Verso Real Estate Services Inc
  • 545 Los Coches Street, Suite 108, Milpitas, CA, 95035
  • I am dedicated to providing excellent customer service. My philosophy is simple: clients come first. I pledge to be in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I also believe in keeping in contact with past clients
  • Abundance Capital
  • 105 Serra Way, #448, Milpitas, CA, 95035
  • Abundance Capital offer unconventional loans for California real estate: Owner-Occupied Bridge Loans; Simple Fix & Flip Loan; Construction & Additions Loan; Granny / In-Law Unit Addition (ADU) Loan; Non-Owner Occupied Rental Loan; "Sleep Easy" Commercial Loan; Reverse 1031 Exchange Loan; Estate / Inherited Property Loan.
  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.
  • Amerimac Cal-West Financial
  • 1038 Leigh Ave, Suite 218, San Jose, CA, 95126
  • Amerimac's employees and agents take pride in providing expert knowledge & service to all of our mortgage clients.The average experience of an Amerimac loan agent is over 17 years. Experience really makes the difference in today's difficult real estate & mortgage market.Employees of Amerimac are fully licensed through the Department of Real Estate.