FHA VS Conventional loan programs in 2025 for Mojave, Kern County, California
For 2025, the Conventional loan cap in Mojave, situated in the county of Kern, CA is $726,200, while the FHA cap for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to assess today’s best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in CA for your financial needs.
2025 loan limits and down payment requirements in Mojave, county of Kern, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
The info in this table is applicable to zip codes: 93501, 93502
Options for Conventional and FHA loans in Mojave, CA
Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans rapidly and without hassle. Choose one of three initial options that link you with relevant lenders and tailored loan programs.
Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan.
With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
3200 Park Center Drive, Suite 1300, Costa Mesa, CA, 92626
Secure One Capital Corporation combines the expertise and comprehensive array offered by national banks with a culture that prioritizes unparalleled personal service. We understand that each borrower has unique goals. We specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
We specialize in all things home loan! We originate in California & Hawaii and have a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and family's
3198-F Airport Loop Drive, Suite 201, Costa Mesa, CA, 92626
John is a powerful Inland Empire connection. He has been in the mortgage industry for nearly 20 years & has a strong understanding of what is needed to close transactions in this ever-changing market. He is very strong in structuring his files so that his clients & realtor partners can be confident that their loans will close on time every time.
3100 Airway Avenue, Suite 119, Costa Mesa, CA, 92626
Compass Home Lending We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
"Jessica McClure has helped everyone from first time homebuyers to homeowners looking to refinance their existing loan programs, as a senior mortgage loan officer for United American Mortgage Corporation.
Jessica has over 15 years of experience servicing a large range of clients including the Hispanic community, foreign nationals, first-time buye
