FHA VS Conventional loan programs in 2025 for Barstow, San Bernardino County, California

For the year 2025, the conventional loan limit for a single-family residence in Barstow, found in the county of San Bernardino, CA, is set at $1,089,300. Meanwhile, the FHA loan limit stands at $1,089,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate rates for Conventional as well as FHA and USDA loans. This tool helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, FHA, USDA, and VA loans side-by-side, assisting you in deciding the best program for your financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in Barstow, County of San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table pertains to zip codes: 92311, 92327

Exploring Conventional and FHA Loan Options in Barstow, CA

The core objective of Lendersa® is to promptly link you with the best possible Conventional, USDA, or FHA loan options with minimal hassle. Choose one of three strategies that seamlessly match lenders and respective loan programs.

Lendersa USDA loan request and matching results


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