FHA VS Conventional loan programs in Barstow, San Bernardino County, California

For the year 2026, the conventional loan limit for a single-family residence in Barstow, found in the county of San Bernardino, CA, is set at $1,089,300. Meanwhile, the FHA loan limit stands at $1,089,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate rates for Conventional as well as FHA and USDA loans. This tool helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, FHA, USDA, and VA loans side-by-side, assisting you in deciding the best program for your financial situation in CA.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Barstow, County of San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table pertains to zip codes: 92311, 92327

Exploring Conventional and FHA Loan Options in Barstow, CA

The core objective of Lendersa® is to promptly link you with the best possible Conventional, USDA, or FHA loan options with minimal hassle. Choose one of three strategies that seamlessly match lenders and respective loan programs.

Lendersa USDA loan request and matching results


  • Exception Lending
  • 315 Montgomery Street, 10th Floor, San Francisco, CA, 94104
  • With over 10 years experience as a San Francisco mortgage lender, my goal with every client is to listen, work in close communication with you and your Realtor, and provide you the right mortgage products and high attention service that you need to be successful in today's market.

  • Capital Bridge Partners, Inc
  • One Sansome Street, Suite 1500, San Francisco, CA, 94104
  • Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.

  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans.
    "

  • Guarantee Mortgage
  • 505 Montgomery St, Suite 1275, San Francisco, CA, 94111
  • Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated

  • Grobecker Holland International, Inc.
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.

  • Pacific Prime Financial
  • 101 California Street, Suite 2710, San Francisco, CA, 94111
  • At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.

  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.

  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.

  • Home Lending Company
  • 601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.