FHA VS Conventional loan in San-Diego, San Diego County, California

For 2025, in San-Diego, within San Diego, CA, the Conventional loan limit is $879,750. For an FHA loan, the cap is $879,750 for a single-family unit.

Make use of the Lendersa® Conventional loan calculator to assess today's best rates for Conventional versus FHA and USDA loans. Determine the required income, credit score, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in CA for your specific financial situation.

Review offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in San-Diego, San Diego County, CA

Loan Type Loan Maximum Down Payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

This comparison table is applicable for zip codes: 92109, 92108, 92103, 92111, 92154, 92110, 92115, 92140, 92107, 92106, 92105, 92104, 92102, 92071, 92132, 92130, 92131, 92134, 92139, 92025, 92027, 92147, 92145, 92014, 92119, 92117, 92121, 92120, 92123, 92122, 92124, 92127, 92126, 92129, 92128, 92101, 92037, 92173, 92113, 92114, 92116, 92038, 92039, 92072, 92092, 92093, 92112, 92137, 92138, 92142, 92143, 92149, 92150, 92152, 92153, 92158, 92159, 92160, 92161, 92163, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92182, 92186, 92187, 92191, 92192, 92193, 92195, 92196, 92197, 92198, 92199

Options for Conventional and FHA Loans in San-Diego, CA

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose from three starting points to find matching lenders and loan options.

Discover Lendersa USDA loan request and matching results


  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Texan Mortgage
  • 1787 Highway 30 East, Huntsville, TX, 77320
  • We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
  • Access Loans, Inc
  • 921 McLeod Dr, Huntsville, TX, 77320
  • Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Countryside Bank
  • 379 Main St., Unadilla, NE, 68454
  • Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
  • Kansas Blue Cross Blue Shield Credit Union
  • 1010 SW Tyler Street, Topeka, KS, 66612
  • In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
  • Welch State Bank
  • 396 S Commercial St, Welch, OK, 74369
  • We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.
  • Reliant Mortgage Services
  • 30 Providencia Court, Suite 4M, Brownsville, TX, 78526
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • GWG MORTGAGE CO., INC
  • 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
  • "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas. We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
  • Kaw Valley Bank
  • 1110 North Kansas Avenue, Topeka, KS, 66608
  • Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
  • 1st Kansas Credit Union
  • 400 S Kansas Avenue, Suite B, Topeka, KS, 66603
  • Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
  • Great Plains Funding
  • 534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
  • Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.