For 2026, in San-Diego, within San Diego, CA, the Conventional loan limit is $879,750. For an FHA loan, the cap is $879,750 for a single-family unit.
Make use of the Lendersa® Conventional loan calculator to assess today's best rates for Conventional versus FHA and USDA loans. Determine the required income, credit score, financial reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in CA for your specific financial situation.
Review offers from 100 lenders
| Loan Type | Loan Maximum | Down Payment |
| Conventional Conforming | $879,750 | 3% |
| USDA | $615,000 | 0% |
| FHA | $879,750 | 3.5% |
This comparison table is applicable for zip codes: 92109, 92108, 92103, 92111, 92154, 92110, 92115, 92140, 92107, 92106, 92105, 92104, 92102, 92071, 92132, 92130, 92131, 92134, 92139, 92025, 92027, 92147, 92145, 92014, 92119, 92117, 92121, 92120, 92123, 92122, 92124, 92127, 92126, 92129, 92128, 92101, 92037, 92173, 92113, 92114, 92116, 92038, 92039, 92072, 92092, 92093, 92112, 92137, 92138, 92142, 92143, 92149, 92150, 92152, 92153, 92158, 92159, 92160, 92161, 92163, 92165, 92166, 92167, 92168, 92169, 92170, 92171, 92172, 92174, 92175, 92176, 92177, 92179, 92182, 92186, 92187, 92191, 92192, 92193, 92195, 92196, 92197, 92198, 92199
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose from three starting points to find matching lenders and loan options.
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