Explore the differences! FHA VS Conventional loan programs in Del-Mar, San Diego County, California

In 2025, Convetional loan limit in Del-Mar, county of San Diego, CA is $879,750 while FHA limit is $879,750 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Del-Mar, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

The comparison table applies to zip codes: 92014

Conventional and FHA loan options in Del-Mar, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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  2. Find Conventional USDA and FHA rates & terms before anything else
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Lendersa USDA loan request and matching results



  • Clear Choice Mortgage
  • 2550 E Rose Garden Lane, Phoenix, AZ, 85050
  • Our goal is simple: provide a level of service that exceeds expectations and deliver on time, every time. Period. From the very beginning, our approach focuses on integrity, honesty, knowledge and straight-forward communication, all of which create a solid foundation for developing lasting client and business partnerships.

  • Brightside Mortgage, LLC
  • 20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
  • Brightside Mortgage, we are your partners in achieving your home-ownership dreams. Our number one priority is matching you with the best loan to achieve your goals. We are here to work on your behalf to make sure your experience is easier, more positive and more personal than our competitors

  • Expert Mortgage, LLC
  • 22007 North 36th Street, Phoenix, AZ, 85050
  • We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.

  • ARIZONA WHOLESALE MORTGAGE INC
  • 3813 E Tracker Trl, Phoenix, AZ, 85050
  • Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo

  • American Financial Lending, Inc.
  • 20860 N. Tatum Blvd. # 160, Phoenix, AZ, 85050
  • At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali

  • Mount Saber
  • 2350 W. Shaw Suite 140, Fresno, CA, 93711
  • Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.

  • Homebridge
  • 7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
  • At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Precision Home Loans
  • 653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
  • At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.
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