Explore the differences! FHA VS Conventional loan programs in San-Ramon, Contra Costa County, California

In the year 2026, the limit for Conventional loans in San-Ramon, situated in the county of Contra Costa, CA, is set at $970,800, whereas for an FHA loan, the cap is $970,800 applicable to a single-family home.

Use the Lendersa® Conventional loan calculator for comparing the best rates today between Conventional, FHA, and USDA loans. It's designed to help determine the necessary income, credit score, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator showcases side-by-side the options for Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the program most suited to your financial condition in CA.

Compare offers from 100 diverse lenders

Details of 2026 loan limits and downpayment requirements in San-Ramon, Contra Costa county, CA

Loan Type Limit on Loan Required Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is applicable for the zip codes: 94582

Explore Conventional and FHA loan opportunities in San-Ramon, CA

The aim of Lendersa® is to provide the best possible loans, whether Conventional, USDA or FHA, promptly and effortlessly. Begin with one of three initial choices to find matching lenders and suitable loan programs that meet your needs perfectly.

USDA loan requests and matching results with Lendersa


  • Bay Mountain Mortgage
  • 1200 Mount Diablo Boulevard, Suite 210, Walnut Creek, CA, 94596
  • We are here to serve you as the premiere Brokerage for Real Estate Financing and sales in one place. Established in Walnut Creek, CA in 1994, Bay Mountain provides Financing and Real Estate services throughout California, specializing in the unique San Francisco Bay Area market and financing services throughout the State of Colorado.

  • Easy Low Rate
  • 1801 Oakland Boulevard, Suite 315, Walnut Creek, CA, 94596
  • While the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service, from our sales team.

  • Black Diamond Loans Inc.
  • 1990 N. California Blvd, Suite 20, Walnut Creek, CA, 94596
  • We specialize in various types of residential real estate financing designed to complete your transaction with ease. We offer loans to assist with the purchase or refinance of your real estate transaction and also A single-family home or other property, multi-family home (up to 4 units), condo, town home, planned unit development.

  • JVM Lending
  • 1850 Mt Diablo Blvd, Suite 140, Walnut Creek, CA, 94596
  • JVM Lending is a local mortgage lender providing home loan services to clients in California, Texas, Arizona, and Nevada. We've revolutionized the homebuying process to make it as fast, easy, and seamless as possible for our clients, resulting in thousands of happy homeowners over the last 10+ years. Our team of highly-trained

  • Semper Home Loans, Inc
  • 1299 Newell Hill Pl - Suite 101, Walnut Creek, CA, 94596
  • Semper Home Loans provides potential home buyers across demographics, generations, and income brackets with affordable rates and educational resources that are packaged in an intuitively streamlined process. Semper achieves this by omitting extraneous steps in the application process to get you preapproved faster than any other mortgage company.

  • Preferred Mortgage Advisors, Inc.
  • 1261 Locust #229, Walnut Creek, CA, 94596
  • Preferred Mortgage Advisors.As a team of seasoned mortgage professionals, we provide accurate mortgage options, details and costs so you can make a smart mortgage decision for your personal situation and You will receive multiple mortgage options to consider and we take the time to review the pros

  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.

  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.