FHA VS Conventional loan in San-Ramon, Contra Costa County, California

In 2025, Convetional loan limit in San-Ramon, county of Contra Costa, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in San-Ramon, county of Contra Costa, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 94582, 94583

Conventional and FHA loan options in San-Ramon, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Top Loan Fundings
  • 3461 Hillview Drive, Riverside, CA, 92503
  • Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
  • Pacific Sun Lending, Inc.
  • 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503
  • Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
  • Standing Stone Real Estate, Inc.
  • 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
  • Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
  • Newridge Funding Group Inc.
  • 4804 Arlington Avenue, Riverside, CA, 92503
  • Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
  • Upright Mortgage
  • 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
  • Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
  • Vesta Financial Capital
  • 635 N La Cadena Dr, Colton, CA, 92324
  • Vesta Financial Capital is a family owned company, established in 2004 in the City of Colton, California. We began in this business with one thing in mind, customer satisfaction, which is why we ensure the highest degree of professionalism for our clients. We have remained small which allows us to create an intimate environment with our clients.
  • Inland Home Mortgage Corporation
  • 1003 east cooley Drive, Suite 202, Colton, CA, 92324
  • Licensed in 1998 we have help many buyers and sellers with their goals of selling, purchasing or leasing a property. I hold a brokers license since 2003. We are helping the community to buy a home or sale one. We help refinance lower payments, interest rates and years. free information on all programs
  • Home 123 Mortgage
  • 1 Jenner, Suite 175, Irvine, CA, 92618
  • FFC Mortgage Corp. dba Home123 Mortgage is a New York Corporation formed in 1987. Today the company is run by talented & experienced mortgage executives who have over 150 years in mortgage lending combined. The culture of the company is uniquely inspired by an employee-owned mindset in putting customer service first.