FHA VS Conventional loan programs in 2026 for San-Ramon, Contra Costa County, California

In the year 2026, the limit for Conventional loans in San-Ramon, situated in the county of Contra Costa, CA, is set at $970,800, whereas for an FHA loan, the cap is $970,800 applicable to a single-family home.

Use the Lendersa® Conventional loan calculator for comparing the best rates today between Conventional, FHA, and USDA loans. It's designed to help determine the necessary income, credit score, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator showcases side-by-side the options for Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the program most suited to your financial condition in CA.

Compare offers from 100 diverse lenders

Details of 2026 loan limits and downpayment requirements in San-Ramon, Contra Costa county, CA

Loan Type Limit on Loan Required Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is applicable for the zip codes: 94582, 94583

Explore Conventional and FHA loan opportunities in San-Ramon, CA

The aim of Lendersa® is to provide the best possible loans, whether Conventional, USDA or FHA, promptly and effortlessly. Begin with one of three initial choices to find matching lenders and suitable loan programs that meet your needs perfectly.

USDA loan requests and matching results with Lendersa


  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.

  • Mortgage Solutions, Inc
  • 1775 Lincoln Avenue, Napa, CA, 94558
  • At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Napa Valley Lending
  • 5230 Country Lane, Napa, CA, 94558
  • Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.

  • Icon Capital Group, Inc.
  • 3449 Crestview Way, Napa, CA, 94558
  • Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.

  • Tam Funding
  • 301 Rock Rose Lane, Petaluma, CA, 94952
  • Tam Funding, a professional mortgage company specializing in residential mortgages. Unlike big banks, we don’t offer a limited range of mortgage options. No two borrowers are alike, so we structure a mortgage based upon your individual needs and work with our over 80+ different mortgage programs to find the right fit for you.

  • Petaluma Home Loans
  • 628 East Washington St., Suite B, Petaluma, CA, 94952
  • Petaluma Home Loans is a local mortgage banker that is dedicated to serving our clients best interests. We specialize in Refinances and Purchases.
    We are dedicated to working with first time home buyers, and loans on Bank Owned and Short Sale properties, via Coventional, Jumbo, FHA and VA loans.

  • America's Home Loans
  • 11 Petaluma Blvd Suite 206, Petaluma, CA, 94952
  • America's Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Pacific Wholesale Mortgage
  • 7412 Elsie Avenue, Suite 300, Sacramento, CA, 95828
  • Pacific Wholesale Mortgage is structured as a multi-level marketing company, otherwise referred to as an "MLM". This structure is designed to let you be our marketing and sales force. Instead of spending thousands of dollars on standard advertising methods, we pay you to share Pacific Wholesale Mortgage products with others.