Explore the differences! FHA VS Conventional loan programs in Sausalito, Marin County, California

In 2026, the conventional loan limit for Sausalito, within Marin county in CA, is $1,089,300. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

Leverage the Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA alongside each other, helping you choose the best option for your financial situation in CA.

Explore loan offers from 100 lenders

2026 Loan Limits & Down Payment Requirements in Sausalito, Marin, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to zip codes: 94965

Discover Conventional and FHA Loan Options in Sausalito, CA

Lendersa® aims to provide you the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of these three starting points to find matching lenders and loan programs.

Result of Lendersa USDA loan requests and matches


Sausalito Lenders

  • West Coast Mortgage Co, Inc.
  • 625 Throckmorton Ave, Mill Valley, CA, 94941
  • Lends in California
  • West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,

  • Golden Gate Lending Group
  • 1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
  • Lends in California
  • Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.

  • Divita Home Finance, Inc.
  • 1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
  • Lends in California
  • DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience

  • Cournale & Co.
  • 4630 Geary Blvd., San Francisco, CA, 94118
  • Lends in California
  • Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service"​ real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.

  • First Capital Group, Inc.
  • 3230 Scott Street, Suite 201, San Francisco, CA, 94123
  • Lends in California
  • At First Capital Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Osder Financial Group
  • 2084 Union Street, San Francisco, CA, 94123
  • Lends in California
  • Osder Financial Group has earned a reputation as the “ go to mortgage company” for closing some of the most complex transactions in this industry. Their philosophy in striving to exhaust all resources to get deals done has led to virtually 100% of his business being referred to him by CPA’s, Accountants, Financial Planners.

  • Property Capital Associates
  • 1000 North Point Street, Suite 1603, San Francisco, CA, 94109
  • Lends in California
  • "Property Capital Associates is dedicated to
    ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process
    regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.

  • Equity Bridge Capital
  • 1200 Gough Street, Suite 900, San Francisco, CA, 94109
  • Lends in California
  • Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.

  • Ellison Lending
  • 635 Central Avenue, San Francisco, CA, 94117
  • Lends in California
  • Ellison Lending has over 20 years of experience serving the Bay Area and all over California with lending solutions that meet your specific situation. Our goal is to make your real estate transaction happen as efficiently as possible. We want to make lending a positive experience and build a lasting relationship.

  • All Homes Financial Inc
  • 830 Taraval Street, Suite 200, San Francisco, CA, 94116
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.