FHA VS Conventional loan in Shasta-Lake, Shasta County, California

For 2025, the Conventional loan limit in Shasta-Lake, situated in Shasta county, CA, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. It helps determine the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, compare side-by-side Conforming Conventional loans, USDA, FHA, and VA options to select the most suitable program in CA for your financial situation.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Shasta-Lake, Shasta County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $351,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 96003, 96019, 96089

Conventional and FHA Loan Choices in Shasta-Lake, CA

Lendersa® aims to swiftly connect you with the best possible Conventional, USDA, or FHA loan. Begin by choosing one of three options that result in matching lenders and loan programs.

Lendersa's results for USDA loan requests


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  • In November 1997, Southwestern National Bank opened its headquarter in the heart of Southwest Houston, TX to be the independent diversified bank of choice with small to medium size business segments including consumer, partners, owners, employees, family & friends. Since the beginning of our establishment, Southwestern National Bank was recogn