Explore the differences! FHA VS Conventional loan programs in St.-Helena, Napa County, California
In 2025, the conventional loan limit for St.-Helena, located in Napa county, CA, is $897,000. Meanwhile, the FHA cap for a single-family residence is $897,000.
Utilize the Lendersa® Conventional loan calculator to assess the best rates available today for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator lets you compare Conforming, Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA aligns best with your financial needs.
2025 Loan Limits & Down Payment Requirements in St.-Helena, Napa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$897,000
3%
USDA
$706,900
0%
FHA
$897,000
3.5%
This comparison table applies to zip codes: 94574
Discover Conventional and FHA Loan Options in St.-Helena, CA
The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you promptly and without hassle. Choose one of three starting points to find matching lenders and loan programs.
The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to
Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
213 West Third Avenue, Suite 208, Warren, PA, 16365
Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union serves multiple member groups, but primarily serves fabricated metals employees.
Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
"At Radius Federal Credit Union, we believe that all of us share common
goals, but we nurture individual dreams. Those dreams inspire your
decisions, drive your ambitions, and revolve around what’s truly
important. That’s your 360° life. And Radius is by your side for every turn and transition."
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
