FHA VS Conventional loan in Yountville, Napa County, California

In the year 2026, the limit for a Conventional loan in Yountville, part of the Napa county, CA, stands at $1,017,750. Conversely, for a single-family home, the FHA limit is $1,017,750.

Employ the Lendersa® Conventional loan calculator to compare present-day rates of Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, aiding in deciding the best program in CA for your financial situation.

Compare loan offers from 100 lenders

Loan limits and downpayment rules for 2026 in Yountville, Napa county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,017,750 3%
USDA $717,600 0%
FHA $1,017,750 3.5%

The table applies to these zip codes: 94599

Loan options: Conventional and FHA in Yountville, CA

Lendersa® aims to secure the best Conventional, USDA, or FHA loan swiftly and efficiently, minus the hassle. Choose among three starting points to match with lenders and programs.

Lendersa USDA loan request and matching results


Yountville Lenders

  • Mortgage Solutions, Inc
  • 1775 Lincoln Avenue, Napa, CA, 94558
  • Lends in California
  • At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Napa Valley Lending
  • 5230 Country Lane, Napa, CA, 94558
  • Lends in California
  • Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.

  • Icon Capital Group, Inc.
  • 3449 Crestview Way, Napa, CA, 94558
  • Lends in California
  • Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.

  • Shamrock Mortgage Solutions
  • 1832 Soscol Ave, Suite 111, Napa, CA, 94559
  • Lends in California
  • 17 years of Real Estate experience, second generation - Residential & Commercial
    My goal is to provide clarity, professionalism and success to my clients during the most important financial transactions of their life. I provide the financing to suit the current need and the ability to see the big picture

  • Del Sur Mortgage
  • 1001 2nd St, Suite 295, Napa, CA, 94559
  • Lends in California
  • Del Sur Mortgage is committed to providing our clients with the highest quality home loans in California. Whether you are a first time home buyer, purchasing your dream home or refinancing an outstanding loan, our highly experienced team of mortgage lenders can help make your dreams come true.

  • Custom Lending Group
  • 1700 Soscol Avenue, Suite 22, Napa, CA, 94559
  • Lends in California
  • "We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers.
    This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."

  • Silverado Credit Union
  • 1 Angwin Plaza, Angwin, CA, 94508
  • Lends in California
  • Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members.

    Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa

  • Cal Green Lending Inc
  • 118 Howel Mountain Road, Angwin, CA, 94508
  • Lends in California
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • Polaris Capital Partners Inc.
  • 6970 Wildwood Mountain Road, Santa Rosa, CA, 95409
  • Lends in California
  • Polaris Capital Partners Inc. is created to service the loan industry a little differently. We support our loan officers with a full-service in-house team which offers them the flexibility they need to best serve their customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan.

  • Seliga Financial
  • 645 4th St, Suite 211, Santa Rosa, CA, 95404
  • Lends in California
  • We’re a full service mortgage company with expertise in every area of mortgage lending, from purchase, to refinance lines of credit and debt consolidation. We have access to a full range of mortgage products and are dedicated to providing you with the competitive rates, terms and costs to meet your unique borrowing needs.