Explore the differences! FHA VS Conventional loan programs in Napa, Napa County, California

In 2024, Convetional loan limit in Napa, county of Napa, CA is $1,017,750 while FHA limit is $1,017,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Napa, county of Napa, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,017,750 3%
USDA $717,600 0%
FHA $1,017,750 3.5%

The comparison table applies to zip codes: 94558, 94559, 94581

Conventional and FHA loan options in Napa, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Surety Home Loans LLC
  • 9249 S Broadway, Highlands Ranch, CO, 80129
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage365 Lending LLC
  • 640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
  • Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
  • Vertex Financial Group Inc
  • 640 Plaza Drive, Suite 120, Littleton, CO, 80129
  • our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
  • Colorado Home Loans
  • 2121 W 84th Ave, Suite 201, Denver, CO, 80260
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Intelligent Investments Inc
  • 302 Elati Street, Denver, CO, 80223
  • Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
  • White Crown Federal Credit Union
  • 2001 Lincoln St, Suite 100, Denver, CO, 80202
  • White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.
  • Strive Mortgage Team
  • 1800 Wazee St, Floor 3, Denver, CO, 80202
  • Finding your next home is an exciting time in your life. We believe that the financial side of that process should be very predictable and without any surprises. We've been helping families finance their homes for more than 30 years combined and every single client we have ever told they could purchase a home has had a successful outcome.
  • Maxwell Financial
  • 518 17th St, Suite 950, Denver, CO, 80202
  • We built Maxwell to change the game for small and midsize mortgage lenders — whether you originate $300M or $3B. Today our digital mortgage platform powers hundreds of mortgage lending institutions nationwide, from non-depository mortgage banks, to credit unions, to brokers, to community banks.
  • American Premier Mortgage
  • 1312 17th Street, Suite 146, Denver, CO, 80202
  • At American Premier Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • The Socha Lending Group
  • 1800 Glenarm Place, Suite 101, Denver, CO, 80202
  • With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.
  • American Capital Financial LLC
  • 1675 Broadway, Suite 1950, Denver, CO, 80202
  • American Capital Financial our goal is to get you the best possible home loan for your situation while offering you the best possible services. Since 2004, we have been committed to educating our borrowers on home mortgage loans in the Colorado and Wyoming areas. Give us a call to get a conversation started and learn why mortgage loans.
  • Loan Verify Inc
  • 999 18th Street, Suite 3000, Denver, CO, 80202
  • At LoanVerify, we wanted a more transparent mortgage process. So we built it ourselves. To get started, download the app, answer seven questions, and see all your mortgage options in the palm of your hand. It's that simple. Compare rates and closing costs, snap a pic or upload your required documents from Google Drive.