FHA VS Conventional loan programs in 2025 for Port-Hueneme, Ventura County, California

For 2025, the conventional loan limit in Port-Hueneme, which falls within Ventura county, CA, is $851,000. Simultaneously, the FHA limit for a single-family home is $851,000.

The Lendersa® Conventional loan calculator allows you to compare the top-rated current loans available for Conventional, FHA, and USDA. Find out the income, credit, reserves, and documents needed to qualify. By using our advanced mortgage tool, you can evaluate Conforming Conventional loans, USDA, FHA, and VA options side-by-side to decide which program in CA best suits your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Port-Hueneme, Ventura, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

This table is applicable to the zip codes: 93041, 93043, 93044

Conventional and FHA Loan Options in Port-Hueneme, CA

The mission of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points that will connect you with matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


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