FHA VS Conventional loan in Port-Hueneme, Ventura County, California

For 2025, the conventional loan limit in Port-Hueneme, which falls within Ventura county, CA, is $851,000. Simultaneously, the FHA limit for a single-family home is $851,000.

The Lendersa® Conventional loan calculator allows you to compare the top-rated current loans available for Conventional, FHA, and USDA. Find out the income, credit, reserves, and documents needed to qualify. By using our advanced mortgage tool, you can evaluate Conforming Conventional loans, USDA, FHA, and VA options side-by-side to decide which program in CA best suits your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Port-Hueneme, Ventura, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

This table is applicable to the zip codes: 93041, 93043, 93044

Conventional and FHA Loan Options in Port-Hueneme, CA

The mission of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points that will connect you with matching lenders and appropriate loan programs.

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  • First National Bank of Illinois
  • 3256 Ridge Rd, Lansing, IL, 60438
  • First National Bank of Illinois offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • First Savings Bank of Hagewisch
  • 13220 S. Baltimore Avenue, Chicago, IL, 60633
  • Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.
  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462
  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
  • Illiana Financial Credit Union
  • 1600 Huntington Drive, Calumet City, IL, 60409
  • Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
  • Peoples Bank
  • 9204 Columbia Avenue, Munster, IN, 46321
  • For over 100 years, Peoples Bank has maintained a philosophy of commitment to the customer, a belief that has allowed Peoples Bank to thrive and continue to serve the people of Northwest Indiana. It’s the same philosophy that drives Peoples now as it did in 1910 when the Bank first opened for business.
  • The Citizens Bank of Fayette
  • 100 Temple Avenue South, Fayette, AL, 35555
  • In 1911, a fire swept through downtown Fayette, destroying most of the town. During the rebuilding, a business emerged. The State Bank and Trust Company, opened its doors in 1913. It adopted its current name, The Citizens Bank of Fayette in 1919. Founded by Thomas Henry Robertson, Sr, The Citizens Bank has been led by three generations
  • The Port Washington State Bank
  • 206 North Franklin Street, Port Washington, WI, 53074
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district. From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem