FHA VS Conventional loan programs in Wrightwood, San Bernardino County, California

For 2026, in Wrightwood, which is in San Bernardino county, CA, the limit for a Conventional loan is set at $1,089,300. On the other hand, the FHA loan limit for a single-family home is $1,089,300.

Leverage the functionality of the Lendersa® Conventional loan calculator to evaluate the top rates of Conventional, FHA, and USDA loans available today. You can identify the income, credit scores, reserves, and documentation needed for these loans. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, assisting you in choosing the most suitable program for your financial status in CA.

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2026 Loan Limits and Down Payment Requirements in Wrightwood, San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table is applicable to the zip codes: 92397

Explore Conventional and FHA Loan Options in Wrightwood, CA

Lendersa®'s objective is to swiftly secure the best available Conventional, USDA, or FHA loan for you, minimizing any hassle in the process. You can choose from three initial options to connect with lenders and find loan programs that fit your needs.

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Wrightwood Lenders

  • ARE Mortgage Group, Inc
  • 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Victory Home Mortgage Inc.
  • 123 Main, Victorville, CA, 92392
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • The Bynum Group
  • 8197 I Avenue, Suite A, Hesperia, CA, 92345
  • Lends in California
  • The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.

  • Bay Port Financial Inc
  • 1071 E 16st, Suite C, Upland, CA, 91784
  • Lends in California
  • Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.

  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Lends in California
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.

  • Arama Real Estate Services
  • 7426 Cherry Avenue, Suite 210, Fontana, CA, 92336
  • Lends in California
  • Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.

  • VirtuaLending
  • 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
  • Lends in California
  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.

  • Mana capital investments
  • 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
  • Lends in California
  • Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr

  • James Taverner, Mortgage Broker NMLS #1369773
  • 13295 Joliet Dr, Rancho Cucamonga, CA, 91739
  • Lends in California
  • My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • American First Financial
  • 12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
  • Lends in California
  • "At American First Financial and Realty is a full service Mortgage and Real Estate Company.

    We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."