FHA VS Conventional loan programs in 2025 for Phelan, San Bernardino County, California
In 2025, the conventional loan limit for a single-family home in Phelan, located in San Bernardino county, CA, has been set at $1,089,300. Meanwhile, the FHA limit stands at $1,089,300.
With the Lendersa® Conventional Loan Calculator, you can compare today’s rates between Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documentation needed for qualifying. Our advanced mortgage calculator allows you to analyze Conforming Conventional loans, USDA, FHA, and VA side by side, helping you identify the optimal program in CA that suits your financial needs.
2025 loan limits and downpayment requirements in Phelan, San Bernardino county, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The above table is relevant for the following zip codes: 92371
Explore Conventional and FHA loan options in Phelan, CA
Lendersa® aims to secure you the most favorable Conventional, USDA, or FHA loan efficiently and effortlessly. Choose from three efficient methods that guide you to matched lenders and appropriate loan programs.
Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1111 Main Street, Suite 1600, Kansas City, MO, 64105
Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.
Academy Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail Banking services through an extensive network of branches
We're a full service Mortgage Lending Team from origination to servicing after the loan closes.Our main focus is communication & closing on time!The home buying process can be stressful, cumbersome & overwhelming.At Clear Mortgage we pride ourselves at putting the customer experience first.Simplified process, top-notch technology & no lender fees.
At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
We offer Online Banking, Visa Credit Cards, Financial Education, Checking and Savings accounts, Secured and Unsecured Loans and Mortgages. We also offer Credit Builder education, Preparing for a Mortgage education and Business accounts. Holy Rosary Credit Union is a financial cooperative owned by all its members.
