Explore the differences! FHA VS Conventional loan programs in Mountain-View-Acres, San Bernardino County, California

As of 2025, the Conventional loan limit in Mountain-View-Acres, located in San Bernardino county, CA, is $647,200, while the FHA limit for a single-family home is $562,350.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the most suitable program for your financial situation in CA.

Browse loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Mountain-View-Acres, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This table is relevant for the zip codes: 92392

Available Conventional and FHA Loan Choices in Mountain-View-Acres, CA

Lendersa's goal is to connect you with the best available Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three methods to find lenders and loan programs that match your needs.

Lendersa USDA loan request and matching outcomes


  • A.A. Genesis Investments, LLC
  • 1012 Martin Avenue, Suite C, McAllen, TX, 78504
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Pros
  • 5801 N 10th St, Suite 300, McAllen, TX, 78504
  • Mortgage Pros is a mortgage provider, supported by Directions Equity LLC, and based in McAllen TX. We provide residential financing for the purchase or refinancing of residential real estate.We’re a group of highly experienced mortgage professionals. Every team member has extensive mortgage experience and expertise.
  • Union National Mortgage Co
  • 204 West St, Tonganoxie, KS, 66086
  • Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
  • The First National Bank in Sioux Falls
  • 100 S Phillips Ave, Sioux Falls, SD, 57104
  • At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank. Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
  • American Bank & Trust
  • 200 E 10th St, Suite 100, Sioux Falls, SD, 57104
  • American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
  • Sioux Falls Federal Credit Union
  • 700 E 14th Street, Sioux Falls, SD, 57104
  • Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
  • The First National Bank and Trust Company of Miami
  • 2 N Main St, Miami, OK, 74354
  • The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
  • Iowa State Bank
  • 240 Linn Street, Brunsville, IA, 51008
  • Iowa State Bank is a full service bank with locations in Hull, Ireton, Orange City, Paullina, Remsen, Sanborn, and Sheldon, Iowa. Iowa State Bank presents this page to you through Facebook. Facebook is owned by a third party not affiliated with ISB, and ISB is not responsible for Facebook’s privacy or security policies.
  • The Texas Loan Company
  • 1507 S. Main St., Lindale, TX, 75771
  • The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.
  • Treynor State Bank
  • 15 East Main Street, Treynor, IA, 51575
  • TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first."​ Mick has a famous quote which really exemplifies the entire culture
  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.