Explore the differences! FHA VS Conventional loan programs in Boulder, Boulder County, Colorado

In 2025, Convetional loan limit in Boulder, county of Boulder, CO is $856,750 while FHA limit is $856,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CO is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Boulder, county of Boulder, CO

Loan Type Loan Limit Down payment
Conventional Conforming $856,750 3%
USDA $747,500 0%
FHA $856,750 3.5%

The comparison table applies to zip codes: 80310, 80304, 80305, 80302, 80303, 80301, 80307, 80309, 80314

Conventional and FHA loan options in Boulder, CO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • PINNACLE MORTGAGE AND LENDING
  • 8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
  • "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
  • Your Darling Lender
  • 10444 Timberlane Way, Santee, CA, 92071
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Casa Financial Services, Inc
  • 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071
  • Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:
  • LA Financial Credit Union
  • 177 E Colorado Blvd, Pasadena, CA, 91105
  • LA Financial Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow - a financial institution dedicated to their best interest.Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow
  • Cinch Mortgage
  • 107 South Fair Oaks Avenue, Suite 225, Pasadena, CA, 91105
  • Cinch Real Estate + Mortgage is a full-service brokerage that helps homebuyers, homeowners, and investors stay ahead of the curve to maximize their investment potential. Whether you're a first time home buyer or have been through this before - our job is to streamline the real estate and mortgage process in order to make your dreams come true.