FHA VS Conventional loan programs in Boulder, Boulder County, Colorado
In the year 2026, the Conventional loan limit for Boulder within Boulder county, CO, is set at $856,750. Likewise, the FHA limit for a single-family home is $856,750.
To compare today's best rates between Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. This tool helps determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your financial needs in CO.
2026 loan limits and down payment requirements in Boulder, Boulder County, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$856,750
3%
USDA
$747,500
0%
FHA
$856,750
3.5%
The comparison table is relevant for the following ZIP codes: 80310
Options for Conventional and FHA Loans in Boulder, CO
The aim of Lendersa® is to quickly and effortlessly secure the best possible loan options, be it Conventional, USDA, or FHA. Choose from three starting points to find matching lenders and programs that meet your needs.
Our mortgage experts give you the individual attention you deserve - our priority is you. Mortgages Plus is trusted by clients and Colorado’s real estate professionals offering Lending at Its Best: | commitment to excellence | competitive rates | integrity | knowledge | exceptional service | loans that fit your lifestyle and financial goals |
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
Lends in Colorado
AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303
Lends in Colorado
Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
Lends in Colorado
Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
