Explore the differences! FHA VS Conventional loan programs in Boulder, Boulder County, Colorado

In the year 2025, the Conventional loan limit for Boulder within Boulder county, CO, is set at $856,750. Likewise, the FHA limit for a single-family home is $856,750.

To compare today's best rates between Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. This tool helps determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your financial needs in CO.

Evaluate loan offers from 100 lenders

2025 loan limits and down payment requirements in Boulder, Boulder County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $747,500 0%
FHA $856,750 3.5%

The comparison table is relevant for the following ZIP codes: 80310, 80304, 80305, 80302, 80303, 80301, 80307, 80309, 80314

Options for Conventional and FHA Loans in Boulder, CO

The aim of Lendersa® is to quickly and effortlessly secure the best possible loan options, be it Conventional, USDA, or FHA. Choose from three starting points to find matching lenders and programs that meet your needs.

Visualize Lendersa's USDA loan request outcomes


  • Pacific Community Lender Inc
  • 190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688
  • We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.
  • Mortgage Masters Lending Inc
  • 338 Cernon Street, Vacaville, CA, 95688
  • Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
  • McGuire Capital Group Realty
  • 548 Main Street, Vacaville, CA, 95688
  • McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
  • Citizens Financial
  • 406 Main St., Suite E, Vacaville, CA, 95688
  • "We are a residential and commercial brokerage with the core focus of ""to serve those who serve."" Our passion and driving force is to provide exceptional home loans to all California citizens. With that being said, we have partnered with the top portfolio in private wholesale mortgage divisions."
  • Fidelity Mortgage Capital LLC
  • 421 N Northwest Highway, Suite 22, Barrington, IL, 60010
  • Our mission at Fidelity Mortgage Capital is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Amerifinancial Home Mortgage Inc
  • 421 North Northwest Highway, Suite 16, Barrington, IL, 60010
  • We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process. Our goal is to help the you find a loan that fits your unique needs.
  • Priority 1 Mortgage LLC
  • 840 S Northwest Highway, Suite 202, Barrington, IL, 60010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing the lowest interest rates and closing costs possible. Futhermore, we pleadge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Key Financial Sources Inc
  • 10 Executive Court, Suite 2, South Barrington, IL, 60010
  • ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Oshkosh Postal Employees Credit Union
  • 1012 W 20th Avenue, Oshkosh, WI, 54902
  • The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families
  • Pacific Bay Estates
  • 700 Main Street, Suite 211, Suisun City, CA, 94585
  • Pacific Bay Estates offers a variety of real estate services for the communities we serve, including Residential Sales including Short Sales and Foreclosures, as well as Property Management. We have over 15 years experience and a very diverse background in real estate which enables us to identify options and solutions for our clients.