FHA VS Conventional loan programs in Niwot, Boulder County, Colorado

In the year 2026, the limit for conventional loans in Niwot, within Boulder county, CO, is set to $856,750. In contrast, the FHA limit for a single-family home reaches $856,750.

Utilize the Lendersa® Conventional loan calculator for comparison between today's best Conventional, FHA, and USDA rates. Discover the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you decide the best fit program in CO for your financial needs.

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Niwot, Boulder County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $747,500 0%
FHA $856,750 3.5%

This comparative table is relevant for these zip codes: 80544

Choices for Conventional and FHA Loans in Niwot, CO

The aim of Lendersa® is to facilitate the fastest and simplest access to the optimal Conventional, USDA, or FHA loan. Choose any of the three starting points to find a match with lenders and loan programs.

USDA loan request and matching results by Lendersa


Niwot Lenders

  • Lendmor LLC
  • 3945 Savannah Court, Boulder, CO, 80301
  • Lends in Colorado
  • Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan

  • AM Mortgage Brokers Inc
  • 4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
  • Lends in Colorado
  • AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.

  • Home Loan Mortgage Company LLP
  • 1101 Twin Peaks Circle, Longmont, CO, 80503
  • Lends in Colorado
  • Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.

  • 1st Colorado Mortgage Solutions, Inc.
  • 2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
  • Lends in Colorado
  • At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.

  • Canyon River Mortgage LLC
  • 155 Salina St, Lafayette, CO, 80026
  • Lends in Colorado
  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties

  • Five Star Mortgage LLC
  • 2692 Linden Drive, Boulder, CO, 80304
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Mortgages Plus Inc
  • PO Box 3326, Boulder, CO, 80307
  • Lends in Colorado
  • Our mortgage experts give you the individual attention you deserve - our priority is you. Mortgages Plus is trusted by clients and Colorado’s real estate professionals offering Lending at Its Best: | commitment to excellence | competitive rates | integrity | knowledge | exceptional service | loans that fit your lifestyle and financial goals |

  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Lends in Colorado
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.

  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • Lends in Colorado
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.