FHA VS Conventional loan programs in Niwot, Boulder County, Colorado

In the year 2025, the limit for conventional loans in Niwot, within Boulder county, CO, is set to $856,750. In contrast, the FHA limit for a single-family home reaches $856,750.

Utilize the Lendersa® Conventional loan calculator for comparison between today's best Conventional, FHA, and USDA rates. Discover the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you decide the best fit program in CO for your financial needs.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Niwot, Boulder County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $747,500 0%
FHA $856,750 3.5%

This comparative table is relevant for these zip codes: 80544, 80503

Choices for Conventional and FHA Loans in Niwot, CO

The aim of Lendersa® is to facilitate the fastest and simplest access to the optimal Conventional, USDA, or FHA loan. Choose any of the three starting points to find a match with lenders and loan programs.

USDA loan request and matching results by Lendersa


  • Foundation Mortgage
  • 123 Center Park Dr, Suite 101, Knoxville, TN, 37922
  • "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl Whether you are a first time home buyer, purchasing your dream home"
  • Wilbert L Butler Jr dba Premier Financial Services
  • 955 Mahle Drive, Reynoldsburg, OH, 43068
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
  • Knoxville Firefighters Federal Credit Union
  • 5207 Schubert Road, Knoxville, TN, 37912
  • Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
  • First Choice Community Credit Union
  • 100 N 17th Street NW, Knoxville, TN, 37921
  • Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
  • Real Estate Finance Group
  • 4707 Papermill Dr, Suite 102, Knoxville, TN, 37909
  • Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
  • Keystone Mortgage
  • 1508 Coleman Road, Knoxville, TN, 37909
  • Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
  • Real Estate Funding
  • 8421 Crossland Loop, Montgomery, AL, 36117
  • The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee. By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
  • Apex Bank
  • 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
  • Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.
  • Browning Capital and Investment Corporation DBA Summit South Mortgage
  • 6000 Walden Drive, Suite 101, Knoxville, TN, 37919
  • Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.
  • Simple Mortgage Solutions LLC
  • 6906 Kingston Pike, Knoxville, TN, 37919
  • Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.