Explore the differences! FHA VS Conventional loan programs in Lafayette, Boulder County, Colorado

In 2026, the Conventional loan limit in Lafayette, situated in Boulder county, CO, is $856,750. Meanwhile, the FHA limit for a single-family home is $856,750.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, assess side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to choose the program best suited to your financial needs in CO.

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2026 Loan Limits and Down Payment Requirements in Lafayette, Boulder, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $747,500 0%
FHA $856,750 3.5%

This table applies to ZIP codes: 80026

Explore Conventional and FHA Loan Options in Lafayette, CO

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three paths to find matching lenders and programs that fit your needs.

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Lafayette Lenders

  • Canyon River Mortgage LLC
  • 155 Salina St, Lafayette, CO, 80026
  • Lends in Colorado
  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties

  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Lends in Colorado
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.

  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • Lends in Colorado
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.

  • Investors Choice Capital Group
  • 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
  • Lends in Colorado
  • Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties.

    ICF’s management team has been involved in the real estate investment

  • Lendmor LLC
  • 3945 Savannah Court, Boulder, CO, 80301
  • Lends in Colorado
  • Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan

  • AM Mortgage Brokers Inc
  • 4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
  • Lends in Colorado
  • AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.

  • Team Lassen
  • 13606 Xavier Lane, Suite E, Broomfield, CO, 80023
  • Lends in Colorado
  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.

  • DNL Mortgage Authority Inc
  • 1064 E 17th Ave, Broomfield, CO, 80020
  • Lends in Colorado
  • At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Premier Members Credit Union
  • 5505 Arapahoe Avenue, Boulder, CO, 80303
  • Lends in Colorado
  • Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations