FHA VS Conventional loan in Clifton, Mesa County, Colorado
In 2026, the Conventional loan limit in Clifton, situated in Mesa county, CO, is $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, view Conforming Conventional loans alongside USDA, FHA, and VA, helping you decide on the best option in CO for your financial situation.
Navigating 2026 Loan Limits and Down Payment Needs in Clifton, Mesa, CO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$420,600
0%
FHA
$472,030
3.5%
Applies to the following zip codes: 81520
Conventional and FHA Loan Alternatives in Clifton, CO
The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points, connecting you with suitable lenders and loan programs.
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