FHA VS Conventional loan programs in Redlands, Mesa County, Colorado

In 2026, the conventional loan limit in Redlands, located in Mesa County, CO is $726,200. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, informing you of the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator places Conforming Conventional loans next to USDA, FHA, and VA, assisting in determining the best program for your financial scenario in CO.

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2026 Loan Limits and Down Payment Requirements in Redlands, Mesa, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $420,600 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 81507

Options for Conventional and FHA Loans in Redlands, CO

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and appropriate loan programs.

Outcomes from Lendersa USDA loan request


  • Nova Home Loans
  • 16150 N. Arrowhead Fountains Center Dr, Suite 260, Peoria, AZ, 85382
  • NOVA® Home Loans has built a strong reputation for providing exceptional service to our customers. NOVA is licensed to lend in Alaska, Arizona, California, Colorado, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, New Mexico, Nevada, Washington, Texas and Virginia. NMLS#3087 | BK#0902429 | NOVA® is an Equal Housing Opportunity.

  • X2 Mortgage
  • 3028 E Lakewood St, Mesa, AZ, 85213
  • X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient

  • HomeQuest Mortgage LLC.
  • 1128 E Greenway St, Suite 102, Mesa, AZ, 85203
  • At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.

  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.

  • Amerifirst Financial, Inc.
  • 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
  • Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported.
    We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process

  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending

  • Mortgage Pro, Inc
  • 708 Mechem Dr, Suite A, Ruidoso, NM, 88345
  • When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.

  • Ruidoso Mortgage Inc
  • 1123 Mechem Dr, Suite 1, Ruidoso, NM, 88345
  • We strive to offer superior lending products at competitive terms so we can offer the best possible mortgage experience. The mortgage environment has continued to change and we have integrated with the latest mortgage products to offer solutions to the lending process.Established in 1994.

  • The Lending Lady
  • 6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
  • Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs.

    You only think about home financing a few times in your life

  • Mortgages by Mazzocco Group
  • 8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
  • The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home!

    Exceptional Service: Communication is the key that unlocks success