FHA VS Conventional loan programs in Grand-Junction, Mesa County, Colorado

For the year 2025, the maximum limit for a Conventional loan in Grand-Junction, situated in Mesa county, CO, is $647,200, whereas the FHA loan cap for a single-family residence is $420,680.

Make use of the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA top rates. Additionally, you can assess the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables the side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, helping you choose the most fitting program for your financial scenario in CO.

Compare offers from 100 different lenders

2025 Loan Limits and Down Payment Needs in Grand-Junction, Mesa County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The information provided in this table pertains to ZIP codes: 81505, 81504, 81507, 81506, 81501

Options for Conventional and FHA Loans in Grand-Junction, CO

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and easily. Begin your journey by selecting one of the three pathways that lead to lender matching and loan offers.

Lendersa USDA loan request outcomes


  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.
  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Prime Equity Mortgage
  • 100 N Citrus St #638, West Covina, CA, 91791
  • Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Capital Direct Funding
  • 100 N CITRUS ST SUITE 530, West Covina, CA, 91791
  • Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.
  • Ameripro Lending, Inc.
  • 26149 Matlin Rd, Ramona, CA, 92065
  • We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home
  • San Vicente Mortgage
  • 1174 Main Street, Ramona, CA, 92065
  • "San Vicente Mortgage Lending Group is located in the beautiful city of Ramona (which is also known as Valley of the Sun) and services the entire State of California. San Vicente Mortgage is managed by long-time mortgage veterans, Christie Carlson and Jason DeLeo. Our extensive experience and expertise in the mortgage industry ensures"
  • MAV Mortgage
  • 755 North Peach Ave Suite H5, Clovis, CA, 93611
  • At MAV Mortgage, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service -putting the people we serve first.Our goal is to carefully guide you through the home loan process,so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available.