Explore the differences! FHA VS Conventional loan programs in Commerce-City, Adams County, Colorado

During 2025, the Conventional loan limit for Commerce-City in Adams county, CO, is $684,250. The FHA limit for a single-family home is $684,250.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine the most suitable program for your financial needs in CO.

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2025 Loan Limits and Downpayment Requirements for Commerce-City, Adams, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

This table applies to ZIP codes: 80640, 80022, 80037

Find the Right Conventional and FHA Loan Options in Commerce-City, CO

Lendersa® aims to quickly and seamlessly secure the best Conventional, USDA, or FHA loan for you. Choose one of three paths to connect with matching lenders and loan programs that suit your needs.

View Lendersa USDA loan request and resulting matches


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