FHA VS Conventional loan in Federal-Heights, Adams County, Colorado

In the year 2026, the loan limit for a Conventional type in Federal-Heights, within the county of Adams, CO, stands at $684,250, whereas the FHA limit for a single-family residence is $684,250.

With the Lendersa® Conventional loan calculator, compare the current rates of Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents required for qualification. This advanced mortgage tool places options like Conforming, USDA, FHA, and VA loans side by side to assist your financial decision in CO.

Assess loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Necessities in Federal-Heights, Adams County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

This comparison holds for zip codes: 80260

Options for Conventional and FHA Loans in Federal-Heights, CO

Lendersa® aims to help you obtain the best Conventional, USDA, or FHA loan smoothly and quickly. Choose one of three approaches to find matched lenders and loan programs.

Lendersa USDA loan request and matching results


Federal-Heights Lenders

  • Colorado Home Loans
  • 2121 W 84th Ave, Suite 201, Denver, CO, 80260
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • COHomeGrant.com
  • 8774 Yates Dr, Westminster, CO, 80031
  • Lends in Colorado
  • COHomeGrant.com, our mission is to set a high standard in the industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the process, so that you can confidently select the best situation for you and your family from the many options that are available today.

  • Move Mortgage
  • 8700 Turnpike Drive, Suite 303, Westminster, CO, 80031
  • Lends in Colorado
  • Move Mortgage was created to provide customers with a fast, reliable, and dependable home loan process. We specialize in first time home buyers, down payment assistance and all conventional loan products. Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly

  • Advanced Mortgage Solutions LLC
  • 11854 Bradburn Blvd, Westminster, CO, 80031
  • Lends in Colorado
  • "We are a Colorado locally owned & operated Company.

    We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"

  • https://www.tabs-llc.com
  • 7907 Zenobia St, Westminster, CO, 80030
  • Lends in Colorado
  • TABS, LLC is a family owned and operated hard money lender in Colorado, especially the Denver Metro area. We specialize in financing non-owner occupied investment properties in Colorado. Our specialty is hard money mortgages, short term interest only loans, private loans, and real estate investment loans. At TABS, LLC you are always speaking with a

  • The Best Loan Officer
  • 225 Union Blvd, Suite 150, Denver, CO, 80229
  • Lends in Colorado
  • Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor

  • Horizons North Credit Union
  • 13559 Huron Street, Denver, CO, 80234
  • Lends in Colorado
  • We are a full service financial institution serving the needs of the Metro North area, as well as specifically the staff, students, and parents of the Adams 12 Five Star Schools District. HNCU offers auto loans, home equity loans, financial planning, mortgage products, savings products, as well as online banking and bill pay options.

  • Mountain View Bank of Commerce
  • 12001 Pecos Street, Westminster, CO, 80234
  • Lends in Colorado
  • We help our clients with whatever challenges they may be facing by using our entrepreneurial spirit, broad based experience, consultative approach and local decision making. You can count on us for candid and sound professional advice whether it’s proactively identifying an opportunity or mitigating a risk.

  • Pathway Home Lending Inc
  • 1499 West 120th Avenue, Suite 110, Westminster, CO, 80234
  • Lends in Colorado
  • Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs