FHA VS Conventional loan programs in Denver, Denver County, Colorado

In 2025, the Conventional loan limit in Denver, within Denver county, CO, is $787,750. In contrast, for a single-family home, the FHA limit is $787,750.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional versus FHA and USDA loans today. Determine the need for income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, examine Conforming, Conventional, USDA, FHA, and VA loans side by side to help decide which program in CO fits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Denver, Denver County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $0 0%
FHA $787,750 3.5%

Applicable to zip codes: 80264, 80230, 80231, 80236, 80237, 80235, 80238, 80239, 80123, 80249, 80247, 80246, 80290, 80293, 80294, 80218, 80219, 80210, 80211, 80212, 80216, 80221, 80220, 80223, 80222, 80224, 80227, 80209, 80207, 80206, 80205, 80204, 80202, 80014, 80203, 80208, 80217, 80243, 80244, 80248, 80250, 80256, 80257, 80259, 80261, 80262, 80265, 80266, 80271, 80273, 80274, 80281, 80291, 80299

Explore Conventional and FHA Loan Options in Denver, CO

The mission of Lendersa® is to secure the best possible loan—be it Conventional, USDA, or FHA—quickly and without hassle. Select from three initial pathways to connect with matching lenders and loan programs.

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  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
  • Pine Country Bank
  • 1201 1st Avenue Ne, Little Falls, MN, 56345
  • Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.
  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
  • Propel Home Loans LLC
  • 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
  • We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
  • SharePoint Credit Union
  • 5300 Hyland Greens Drive, Bloomington, MN, 55437
  • SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
  • Onward Financing LLC
  • 6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
  • Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
  • Executive Mortgage Brokers, LLC
  • 12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
  • Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
  • Freedom Mortgage
  • 12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
  • West Metro Schools Credit Union
  • 1001 Highway 7, Room 249, Hopkins, MN, 55305
  • West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.