Explore the differences! FHA VS Conventional loan programs in Denver, Denver County, Colorado

In 2025, the Conventional loan limit in Denver, within Denver county, CO, is $787,750. In contrast, for a single-family home, the FHA limit is $787,750.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional versus FHA and USDA loans today. Determine the need for income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, examine Conforming, Conventional, USDA, FHA, and VA loans side by side to help decide which program in CO fits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Denver, Denver County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $0 0%
FHA $787,750 3.5%

Applicable to zip codes: 80264, 80230, 80231, 80236, 80237, 80235, 80238, 80239, 80123, 80249, 80247, 80246, 80290, 80293, 80294, 80218, 80219, 80210, 80211, 80212, 80216, 80221, 80220, 80223, 80222, 80224, 80227, 80209, 80207, 80206, 80205, 80204, 80202, 80014, 80203, 80208, 80217, 80243, 80244, 80248, 80250, 80256, 80257, 80259, 80261, 80262, 80265, 80266, 80271, 80273, 80274, 80281, 80291, 80299

Explore Conventional and FHA Loan Options in Denver, CO

The mission of Lendersa® is to secure the best possible loan—be it Conventional, USDA, or FHA—quickly and without hassle. Select from three initial pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request and match results


  • Peoples Bank
  • 9204 Columbia Avenue, Munster, IN, 46321
  • For over 100 years, Peoples Bank has maintained a philosophy of commitment to the customer, a belief that has allowed Peoples Bank to thrive and continue to serve the people of Northwest Indiana. It’s the same philosophy that drives Peoples now as it did in 1910 when the Bank first opened for business.
  • Pacificwide Real Estate & Mortgage
  • 3005 Silver Creek Road, Suite 214, San Jose, CA, 95121
  • Pacificwide was created in February 2009 by Leon Le & Stanley Lieu, two successful senior engineers in Silicon Valley. We started with a few agents who had a strong passion for real estate & mortgage, and today Pacificwide has grown into a business with nearly 80 elite agents. We provide outstanding client counseling, education etc.
  • Port Arthur Community Federal Credit Union
  • 3100 Central Mall Drive, Port Arthur, TX, 77642
  • Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
  • Private Money Bancorp Inc.
  • 62 Incline Green Lane, Alamo, CA, 94507
  • Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.
  • American Eagle Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • LendUS, LLC
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.
  • Diversified Capital Funding
  • 3201 Danville Blvd, Suite 295, Alamo, CA, 94507
  • At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
  • RPM Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • RPM Mortgage is a proud member of LendUS, one of the largest independently owned & operated mortgage lenders in America.LendUS® was created as a collaboration of two well-established, like-minded companies.we have formed one company,with one name, that is solely-focused on providing our clients with smart advice & an easy process with super speed.
  • Chevron Federal Credit Union
  • 2300 Clayton Road, Suite 700, Concord, CA, 94520
  • Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
  • CU Lending
  • 4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520
  • CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.
  • Land Home Financial Services, Inc.
  • 1355 Willow Way, Suite 250, Concord, CA, 94520
  • Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.