FHA VS Conventional loan programs in 2025 for Twin-Lakes, Adams County, Colorado

In 2025, the Conventional loan limit in Twin-Lakes, located in Adams County, CO, is $684,250. Meanwhile, for a single-family home, the FHA limit is set at $684,250.

Use the Lendersa® Conventional loan calculator to explore the best rates available today, comparing Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and documents needed to qualify. This advanced mortgage tool shows side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA, guiding you to decide on the most suitable program in CO for your unique financial scenario.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Twin-Lakes, Adams, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

This comparison table is relevant for the following zip codes: 80221

Available Conventional and FHA Loan Options in Twin-Lakes, CO

The purpose of Lendersa® is to help you swiftly secure the optimal Conventional, USDA, or FHA loan without hassle. Choose from one of three starting points that will connect you to matching lenders and loan programs that fit your needs.

Outcomes from Lendersa USDA loan requests


  • Boda Finance LLC
  • 5164 East 81st Street 3rd Floor, Merrillville, IN, 46410
  • We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
  • ProFinance Federal Credit Union
  • 7700 Broadway, Merrillville, IN, 46410
  • ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has been proud to offer our members a complete array of financial services including debit
  • Northern Indiana Federal Credit Union
  • 8121 Grand Boulevard, Merrillville, IN, 46410
  • Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
  • A&M Mortgage Group
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages. Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.
  • Lake Mortgage Company, Inc.
  • 4000 W Lincoln Hwy, Merrillville, IN, 46410
  • Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.
  • Centier Bank
  • 600 E. 84th Ave, Merrillville, IN, 46410
  • Centier is Indiana’s largest private family-owned bank. Since 1895, the Schrage family has built a legacy of success that extends throughout the communities it serves. As a family-owned bank, Centier stands firmly behind its “Not For Sale” promise, pledging to the families, businesses, and communities of Indiana.
  • SouthShore Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • SouthShore Region Mortgage specializes in Conventional FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all the adequate knowledge to select the right loan product for you and your family.
  • US #1364 Federal Credit Union
  • 8400 Broadway, Merrillville, IN, 46410
  • Our goal as a Credit Union is to provide the best products and high-end service to the members that choose to bank with us. Without our members our doors would not be open. The lifeblood of a Credit Union is our membership, and at U S Federal Credit Union we are very happy to have some of the best members around.
  • Larry the mortgage guy
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • I'm Larry the Mortgage Guy, and I'm Here To Help You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate and It's easy to reach me - feel free to call me direct or if you prefer you
  • Insight Mortgage
  • 8101 Polo Club Dr, Suite A, Merrillville, IN, 46410
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.