FHA VS Conventional loan programs in 2026 for Edgewater, Jefferson County, Colorado

For 2026, the conventional loan limit in Edgewater, county of Jefferson, CO is $787,750. Meanwhile, the FHA limit is set at $787,750 for a single-family home.

Lendersa's current view of Conventional loan rates
comprehensive loan calculator comparison

Take advantage of the Lendersa® Conventional loan calculator to efficiently contrast today's rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, making it easier to decide which program best fits your financial situation in CO.

Review loan offers from an extensive network of 100 lenders.

Comprehensive view of 2026 loan limits and down payment requirements in Edgewater, county of Jefferson, CO

Loan Type Loan Limit Down payment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

This comparison table applies to the following zip codes: 80214

Diverse Conventional and FHA loan options in Edgewater, CO

At Lendersa®, our primary aim is to connect you with the ideal Conventional, USDA, or FHA loan options swiftly and with minimal hassle. Choose from three beginning paths to discover matching lenders and loan programs tailored to your needs.

  1. Make a comprehensive request for optimizing Conventional, USDA, and FHA loans
  2. Identify Conventional, USDA, and FHA rates & terms prior to any decisions
  3. Explore the extensive directory of Conventional lenders
Lendersa's outcomes for USDA loan requests and matches



  • Home Plate Mortgage
  • 6070 Gateway East, Suite 311, El Paso, TX, 79905

  • Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs

  • Dowell Federal Credit Union
  • 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105

  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.

  • Mortgage Clearing Corporation
  • 5612 South Lewis Avenue, Tulsa, OK, 74105

  • "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service.

    Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"

  • Oklahoma Central Credit Union
  • 4956 S Peoria Ave, Tulsa, OK, 74105

  • At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors.

    The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.

  • Labette Bank
  • PO Box 497, Altamont, KS, 67330

  • Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.

    Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210

  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • FIRST FEDERAL BANK of KANSAS CITY
  • 6900 N. Executive Drive, Kansas City, MO, 66210

  • We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership

  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210

  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.

  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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