FHA VS Conventional loan in Edgewater, Jefferson County, Colorado
For 2026, the conventional loan limit in Edgewater, county of Jefferson, CO is $787,750. Meanwhile, the FHA limit is set at $787,750 for a single-family home.
Take advantage of the Lendersa® Conventional loan calculator to efficiently contrast today's rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, making it easier to decide which program best fits your financial situation in CO.
Comprehensive view of 2026 loan limits and down payment requirements in Edgewater, county of Jefferson, CO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$787,750
3%
USDA
$684,200
0%
FHA
$787,750
3.5%
This comparison table applies to the following zip codes: 80214
Diverse Conventional and FHA loan options in Edgewater, CO
At Lendersa®, our primary aim is to connect you with the ideal Conventional, USDA, or FHA loan options swiftly and with minimal hassle. Choose from three beginning paths to discover matching lenders and loan programs tailored to your needs.
4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
Lends in Colorado
Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.
Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
3700 Tennyson Street, Suite 12070, Denver, CO, 80212
Lends in Colorado
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
Lends in Colorado
We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
Lends in Colorado
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
Lends in Colorado
Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
Lends in Colorado
Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
