FHA VS Conventional loan in Thornton, Adams County, Colorado

In the year 2026, the conventional loan limit in Thornton, located within Adams county, CO, is set at $787,750. At the same time, within the same region, the FHA loan limit for a single-family home is established at $787,750.

Utilize the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. This powerful tool assists in figuring out the necessary income, credit qualifications, reserves, and paperwork required for loan approval. With our sophisticated mortgage calculator, you can evaluate Conforming Conventional, USDA, FHA, and VA loans side by side. This way, you can determine the most suitable program for your financial needs in CO.

Explore loan offers from over 100 lenders

2026 Loan Limitations and Down Payment Details in Thornton, Adams County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $547,400 0%
FHA $787,750 3.5%

This table is applicable to the following ZIP codes: 80260

Available Conventional and FHA Loan Options in Thornton, CO

The primary mission of Lendersa® is to provide you with the finest available Conventional, USDA, or FHA loan solutions rapidly and effortlessly. You can start by picking from three distinct paths that lead you to matching lenders and loan solutions.

Lendersa USDA loan request and matching results visualization


  • Mountain Financial Mortgage Group Inc
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.

  • Stewart Closes LP
  • 19751 E Mainstreet, Suite 253, Parker, CO, 80138
  • We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.

  • PLUM CREEK FUNDING, INC.
  • 10952 South Pikes Peak Drive, Parker, CO, 80138
  • Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.

  • Residential Capital Group LLC
  • 27404 Arrowhead Lane, Conifer, CO, 80433
  • Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research

  • Edge Mortgage Inc
  • 2016 Overland Drive, Johnstown, CO, 80534
  • Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.

  • Security Financial Services LLC
  • 3831 Running Deer Drive, Castle Rock, CO, 80109
  • Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.

  • Inspyre Mortgage LLC
  • 2090 Candleglow Street, Castle Rock, CO, 80109
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MortgageLink Solutions LLC
  • 2160 Bellavista Street, Castle Rock, CO, 80109
  • MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Crowder Mortgage Inc
  • 104 Bohn Court, Lyons, CO, 80540
  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers

  • LoanStars Mortgage Company
  • 1200 Lonestar Road, Lyons, CO, 80540
  • At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable

  • LoanFIT LLC
  • 635 Casllisto Drive, Suite 103, Loveland, CO, 80537
  • The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.

  • Real Estate Loans 4 You
  • PO Box 2469, Loveland, CO, 80539
  • Our team offers people in the Colorado and Fort Collins area USDA, VA, FHA, and many more loan options. We prioritize personal care and we strive to give our clients all the tools they need to succeed. Large banking institutions are only concerned with moving clients in and getting them out the door.