FHA VS Conventional loan programs in 2026 for Shaw-Heights, Adams County, Colorado

During 2026, the conventional loan limit for Shaw-Heights in the county of Adams, CO, is $684,250. The FHA limit, on the other hand, is set at $684,250 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to efficiently compare today's rates across Conventional, FHA, and USDA options. Ascertain your requirements regarding income, credit, reserves, and documentation. With our sophisticated mortgage calculator, you'll be able to juxtapose Conforming Conventional loans against USDA, FHA, and VA offerings, helping identify the ideal program tailored to your financial needs in CO.

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2026 loan limits and down payment specifications in Shaw-Heights, county of Adams, CO

Loan Type Loan Limit Down payment
Conventional Conforming $684,250 3%
USDA $477,400 0%
FHA $684,250 3.5%

The information in this table is relevant to these zip codes: 80031

Options for Conventional and FHA loans in Shaw-Heights, CO

Lendersa® is dedicated to quickly providing you with the most advantageous Conventional, USDA, or FHA loan options without any hassle. Choose from one of three introductory pathways to connect with compatible lenders and loan services.

Lendersa's results for USDA loan requests and matches


  • Clear Mortgage LLC
  • 9399 S Priest Drive, Tempe, AZ, 85284
  • Clear Mortgage, The Clear Choice For Investors in Today’s Real Estate Market. Providing transitional funding for acquisition of financially distressed residential property. Clear Mortgage strives to make using hard money easy. Our goals are to provide quick, honest answers and to honor our commitments

  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.

  • First Priority Credit Union
  • 3165 S 27th Street, Abilene, TX, 79605
  • First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.

  • First Community Bank Montana
  • 540 2nd Ave S, Glasgow, MT, 59230
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  • Arizona Valley Lending, LLC
  • 4425 East Agave Road, Building 2, Phoenix, AZ, 85044
  • "Arizona Valley Lending is a full service mortgage company licensed and serving customers exclusively in Arizona and Texas. HUD/FHA approved lender.

    We offer a comprehensive line of mortgage products including conventional, conforming, and non-conforming loans for purchases, refinances, home equity lines of credit and HARP eligible loans."

  • The Bank of Tioga
  • 7 North Main Street, Tioga, ND, 58852
  • The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.

  • Co-op Credit Union Of Montevideo
  • 2407 E Highway 7, Montevideo, MN, 56265
  • The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.

  • Solido Capital Group
  • 15901 W Waddell Rd #1096, Surprise, AZ, 85379
  • Solido Capital Group

    Purpose

    Solido Capital Group helps entrepreneurs and investors access smart capital solutions—funding, strategy, and disciplined deal support—to grow with confidence.

    Connect

    Ready to build? Email Michael Fink at [email protected] or call 615-669-5775.

  • RADIANT FINANCIAL GROUP, LLC
  • ​15411 W. Waddell Road, Suite 107, Surprise, AZ, 85379
  • Radiant Financial Group, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, 80% of our business comes from customer referrals. Our clients are our most valued asset.

  • Pioneer Federal Credit Union
  • 250 W 3rd S, Mountain Home, ID, 83647
  • PFCU is a not-for-profit, member-owned and member-operated financial cooperative. Established in 1954, PFCU has grown to move the money forward of more than 43, 000 members. We're dedicated to providing our members with the very best in financial services at competitive rates and terms.

  • Mountain Home Mortgage
  • 797 S Haskett St, Mountain Home, ID, 83647
  • At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.

  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.